How Does Media Use Promote the Purchase of Private Medical Insurance? A Moderated Mediation Model

et al. 2023

Front. Public Health

Self Cite

BackgroundThe trend towards low fertility and low mortality is prominant worldwide. The accelerating ageing and the pressure on public pensions are making the “dependent pattern of old-age support”, which relies on family and government, unsustainable. It is urgent for people to change their mindset about ageing and to develop a sense of “relying on themselves for oldage support”.MethodsThis study incorporates the commercial pension insurance, formal care and the attitude towards independent old-age support pattern into the framework of “independent pattern of old-age support”, using the probit regression model and instrumental variables approach to examine the impact of internet use on old-age support patterns of middleaged and older people based on the CGSS 2012–2018 five-period data.ResultsThe more frequent internet use increased the likelihood of purchasing commercial pension insurance, accepting formal care, and endorsing independence in later life. The internet can promote the acceptance of independent pattern of old-age support by delivering information and facilitating social interaction.DiscussionConsistent with previous research, this study finds that internet use can promote the purchase of commercial pension insurance. There are no relevant studies on the impact of internet use on formal care and attitude towards independent old-age support pattern. Our finding provides important empirical and theoretical references for ageing countries to further transform old-age support patterns.

Section: Discussionmentioning

confidence: 99%

The impact of internet use on old-age support patterns of middle-aged and older adults

et al. 2023

Front. Public Health

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“…According to previous studies, the most effective methods of public health education are face-to-face public health education and Internet public health education ( 11 ). They also suggest that the use of the Internet can effectively promote the purchase of commercial health insurance ( 48 ). A comprehensive health education score (Public health education) was constructed using the entropy value method to measure public health education in each region.…”

Section: Methodsmentioning

confidence: 99%

The impact of public health education on people's demand for commercial health insurance: Empirical evidence from China

Ying

et al. 2022

Front. Public Health

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Public health education is gaining significance globally, and it is important for managing health risks. This study empirically analyzed the effect of public health education on people's demand for commercial health insurance. And we used the fixed effects and the mediating effect models, and instrumental variables regression in our research based on panel data of 31 provinces (including municipalities and autonomous regions) in China from year 2009 to 2019. The findings show that public health education significantly increases people's demand for commercial health insurance, and this effect remains significant when considering endogeneity and robustness. We further analyzed and found that the increased demand for commercial health insurance is caused by health literacy, health risk perceptions and health risk attitudes. Through heterogeneity analysis, we found that there were significant differences in the effects of public health education in regions with different demographic and socioeconomic characteristics. We found that the effect of health education on promoting people's demand for commercial health insurance is more obvious in regions with high levels of urbanization, proportion of men, education, economic development, medical resources, and social medical insurance coverage. Governments are supposed to take further measures to enhance the effectiveness of public health education, develop high-quality commercial health insurance, and continuously improve health risk coverage.

“…Students’ SRHS was not improved by enrollment in a unified school-based private health insurance plan although individualized health insurance significantly improved students’ SRHS [ 15 ]. Media promotion had a positive effect on purchasing private medical insurance, whereas personal awareness had a negative effect [ 16 ]. The second approach involves exploring the impact of ‘place’ on health from a broader perspective than the individual (e.g., focusing on the community, city, or province).…”

Section: Introductionmentioning

confidence: 99%

Multi-Dimensional Comparison of the Impact Mechanism of the Self-Rated Health Status of Urban and Rural Residents in Chinese Social Environments

Zhang

2022

IJERPH

Self-rated health status (SRHS) reflects individuals’ social environment, and the difference between urban and rural areas in China further highlights the impact of social environment on health. This paper aimed to systematically analyze and compare the impact mechanism of the SRHS of urban and rural residents from multiple dimensions, i.e., time, space, and scale. Drawing on data from the Chinese General Social Survey (CGSS) and China Statistical Yearbook, we used spatial, cross, and HLM analyses. Results indicate that: (1) From 2010 to 2017, the overall SRHS level of Chinese residents gradually declined; the gradient pattern of east, middle, and west became more marked, and the health level in rural areas generally fell behind that of urban areas. (2) The focus of SRHS moved toward mental health, and people’s perceptions of the social environment gradually became a key factor affecting health. (3) In the long term, the gradient allocation of medical service resources could narrow the gap between urban and rural areas to comprehensively improve regional health levels.