Hubungan Antara Interaksi Knowledge Management, Sumberdaya Manusia Dan Inklusi Keuangan Dengan Kinerja Umkm

Abstract

Entrepreneurship is very important for the economy of a country, because entrepreneurs areone of the drivers of the strength of the country's economic growth. The SMEs sector is a sectorthat has been able to survive the economic crisis throughout the history of the economic crisis thatoccurred in Indonesia. This is because the performance of SMEs is supported by a number ofenvironmental factors, such as the support from BUMN and BUMD as well as from the bankingsector.The objective this study to present a conceptual framework that proposes the proposition ofthe positive influence of human resources and knowledge management on the performance ofSMEs in the province of South Kalimantan Indonesia through comparative qualitative researchmethods. Consequently, access to finance moderates the relationship between Human Resourcesand MSME performance and access to finance moderates the relationship between KnowledgeManagement and MSMEs performance. In conclusion, the role of competition in determining theperformance of SMEs requires a study that examines competition outside the conventionalcompetitive approach which directly affects performance.

Systematic Literature Review (SLR): Kinerja UMKM di Indonesia dilihat dari Faktor Internal

“…Modal manusia atau sumber daya manusia memberikan nilai positif (lebih) bagi UMKM berbentuk komitmen (commitment), motivasi yang dimiliki (motivation), dan efektivitas dalam bekerja secara tim atau kelompok (teamwork) yang memberikan kontribusi dalam mengembangkan peluangpeluang yang dimiliki UMKM. Sumber daya manusia yang bermutu mampu membuat keputusan yang terbaik (Kristanto et al, 2021) dan merancang atau mendesain strategi terbaik (Putri et al, 2020;Syarifah et al, 2020) serta menerapkan strategi tersebut secara efisien guna menggapai keunggulan bersaing di tengah persaingan pasar yang ketat dan kompetitif (Basuki & Widyanti, 2022;Purnami et al, 2022). Semakin baik pengelolaan modal manusia atau sumberdaya manusia dalam suatu entitas bisnis, semakin baik pula pengelolaan usahanya yang berdampak pada peningkatan kinerja entitas bisnis tersebut (Fanani & Fitrayati, 2021;Kartika & Musmini, 2022;Sulistiyo et al, 2022).…”