ICT Adoption, Skill and Use Differences among Small and Medium Enterprises Managers Based on Demographic Factors

Abstract

The Small and Medium Enterprises in economics are able to develop by Information Communication Technology (ICT) adoption. The adoption is determined by many factors, one of them is demographic. This research purpose is to examine the demographic factor differences (age, gender and education level) in ICT (computer and internet) adoption, skill and use among small and medium enterprises (SMEs) managers at Province Daerah Istimewa Yogyakarta. The research sample is the SMEs that guidance by Tenaga Penyuluh Lapangan (TPL) Badan Diklat Industri Region IV Yogyakarta as 196 SMEs managers. The analysis is using Manova Test to find out the age and education level meanwhile the gender variable is investigated by Independent Sample TTest. The research evidence found that there is difference of ICT adoption, skill and use based on age and education level. Meantime there is no difference according to the respondent gender.

Information Source Utilization by Livestock and Poultry Farmers of Uttar Pradesh

“…In the current study the socio-personal and socio-economic variables were found to be affecting the overall use of information sources. These are consistent with previous research findings which showed the effect of age, education and farm characteristics on ICT adoption (Warren et al, 2000;Ali, 2012;Kusumaningtyas & Suwarto, 2015;Cattaneo et al, 2016;Patra et al, 2020).…”

Impresi e-Payment dan Niat Berperilaku Baru Bagi Pemanfaatan Inklusi Keuangan Digital UMK

“…Penelitian ini menambah variabel kontrol dari data demografi yaitu usia pemilik UMK, omzet dan lama operasi usaha (Coffie et al, 2020). Pemilik usaha dengan usia lebih muda, lebih melek keuangan digital dibandingkan pemilik usaha berusia tua diatas 40 tahun keatas atau dengan kata lain kemampuan adopsi Fintech dapat dipengaruhi oleh usia pemilik UMK (Kusumaningtyas & Suwarto, 2015;Coffie et al, 2020) Pengujian model pengukuran untuk validitas menggunakan outer loading dan AVE (average variance extracted) sebagai bentuk uji validitas dimana batas diterima 0,7 outer loading dan AVE sebesar 0,5 untuk model pengukuran reflektif. Pengujian reliabilitas dengan Cronbach's alpha dan Composite reliability dengan batas minimum diterima 0,7.…”

“…Konsisten dengan penelitian (Shiau et al, 2020) Dalam penelitian ini diketahui bahwa usia pemilik UMK, omzet usaha dan lamanya usaha beroperasi tidak mempengaruhi pemanfaatan inklusi keuangan digital usaha mikro dan kecil. Hal ini sejalan dengan hasil penelitian empiris oleh Kusumaningtyas & Suwarto (2015) dan Al Hashfi et al, (2020) menemukan tidak ada perbedaan dalam adopsi ICT bagi UMKM dari sisi usia pemilik. Kemudahan aplikasi membuat penyebaran Fintech payment tinggi tanpa membedakan usia.…”

Kobi̇’lerde Di̇ji̇talleşmeyi̇ Etki̇leyen Gi̇ri̇şi̇mci̇ Özelli̇kleri̇ Ve Örgütsel Faktörler Üzeri̇ne Ni̇tel Bi̇r Araştirma: Yalova İli̇ Örneği̇

“…Literatürde, firma seviyesinde bilişim adaptasyonunu etkileyen sahip/yönetici bireysel özellikleri bağlamında, firma sahibinin yenilikçiliği, bilgi teknolojilerinin adaptasyonuna ilişkin tutumu, bilgi teknolojileri bilgisi (Thong ve Yap, 1995;Ramayah vd., 2016), bilgi kullanma becerileri, bilişim okuryazarlığı, ve büyüme isteği (Lybaert, 1998) gibi faktörlerden bahsedilmektedir. Ayrıca, yaş, cinsiyet, eğitim seviyesi gibi demografik faktörler ve yanı sıra (Lal, 2008;Kusumaningtyas ve Suwarto, 2015;Awa, Ojiabo, ve Emecheta, 2015), deneyim (Awa vd., 2015), bilişim algısı ve tutumu (Caldeira ve Ward, 2003;Ramayah vd., 2016), bilişim teknolojilerinin etkilerine yönelik algısı (Bayo-Moriones, Billon, ve Lera-López, 2013) gibi faktörler de ele alınmıştır. (Fink, 1998;Lybaert, 1998;Seyal vd., 2000;Drew, 2003;Beggs, 2010;Safari vd., 2015;Albar ve Hoque, 2017).…”