Income diversification and bank performance nexus: Does corruption matter?

Business Diversification and Banks’ Performance: The Moderating Role of Credit and Liquidity Risk (Empirical Study)

“…With respect to the main coefficients of the model (4), coefficient 𝛽 1 is negative but statistically insignificant at (-0.011), which deduces that the increase in revenue diversification causes a decrease in banks' performance but this effect is statistically insignificant. This result is different with the study of Nisar et al (2018), Githaiga and Yegon (2019), and Addai et al (2022) which demonstrated a positive significant impact of revenue diversification on banks' performance. Nonetheless, this result is agreed with the study of Ngoc Nguyen (2019) and Antao and Karnik (2022) which revealed that revenue diversification negatively affected banks' performance.…”

“…In the same sense, Addai et al (2022) investigated the effect of income diversification and corruption on banks' performance by using (715) African banks from (52) countries during the period from 2011 to 2018. Banks' performance was measured by four proxies return on assets (ROA), return on Equity (ROE), riskadjusted return on assets (RAROA), and risk-adjusted return on Equity (RAROE).…”

“…Nevertheless, the empirical findings in the literature do not reach a consensus about the impact of business diversification on banks' risks or performance. For instance, some studies indicated that business diversification positively affects banks' risks and performance (e.g., Ferreira et al, 2019); Lee et al, 2020;Uddin et al, 2021;Addai et al, 2022;Alouane et al, 2022;Antao and Karnik, 2022). On the other hand, Business Diversification and Banks' Performance: The Moderating Role of Credit and Liquidity Risk (Empirical Study)…”

Off-balance sheet business development and bank efficiency: A financial innovation matching perspective

“…This study also demonstrates the inability of the property rights attribute of banks to change the relationship between OBS and efficiency. This is similar to the view of Anh-Tuan et al [ 111 ] but contrary to the conclusion of Addai et al [ 112 ]. In a robustness test for economically underdeveloped regions, we find that an increase in the financial innovation matching degree instead enhances the negative effect of OBS on bank efficiency.…”

What drives bank liquidity creation? The interaction of monetary policy and strategic scope

“…In general, these studies show mixed evidence. For a careful review of the related empirical literature strand on the impact of non-interest income on various financial indicators of banks, see Williams and Rajaguru [ 20 ] and Addai et al [ 21 ].…”