Keep Walking? Geographical Proximity, Religion, and Relationship Banking

Abstract

University, and the 1 st KFUPM Islamic Banking and Finance Research Conference (Riyadh), the 7 th Development Economics Workshop (Tilburg), the Conference on "The Future of Islamic Banking and Economics in Search of the New Normal"(Istanbul), the 4 th Islamic Banking and Finance Conference (Lancaster), and the 3 rd METU Finance Workshop (Ankara) for helpful comments. The "Keep Walking" advertising campaign for Johnnie Walker, a brand of Scotch whisky owned by Diageo, was created by Bartle Bogle Hegarty in 1999. Please note that the order of authors is alphabetical, as per custom in economics/finance, but that all authors have contributed equally to the project. Ongena gratefully acknowledges financial support from ERC ADG 2016-GA 740272 lending.