“…With the right understanding of financial literacy (Astiti, Warmana, &Hidayah, 2019), it will provide a large 'free cash flow' for the residents themselves (Purnawarman, Handayati, &Firmansyah, 2020). When Covid-19 occurs, assistance and support from the government is very important, support in financial incentives and subsidies will create a good harmonization of relations between citizens and the government (AlNoumani, AlMutairi, & Machado, 2019), so that there is no neglect of the various rules that are applied. The increase in the stock index during the Covid-19 outbreak is an early reflection of the ability of the community who are aware of the importance of learning financial literacy, an understanding of 'free cash flow' in their savings will increasingly provide ways and solutions when activities are only carried out from home.…”