Leaking my face via payment: Unveiling the influence of technology anxiety, vulnerabilities, and privacy concerns on user resistance to facial recognition payment

Zhang, Xiaoxue; Zhang, Zizhong

doi:10.1016/j.telpol.2023.102703

Telecommunications Policy

2024

DOI: 10.1016/j.telpol.2023.102703

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Leaking my face via payment: Unveiling the influence of technology anxiety, vulnerabilities, and privacy concerns on user resistance to facial recognition payment

Xiaoxue Zhang,

Zizhong Zhang

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2024

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Cited by 7 publications

References 69 publications

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Why not use facial recognition payment? From the perspective of the extended protection motivation theory

Zhang,

Zhang

2024

Journal of Retailing and Consumer Services

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Why not use facial recognition payment? From the perspective of the extended protection motivation theory

Zhang,

Zhang

2024

Journal of Retailing and Consumer Services

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How Does the Need for Uniqueness Affect Facial Recognition Payment Switch Intention? A Status Quo Bias Perspective

Gao,

Jiang,

Guo

2024

International Journal of Human–Computer Interaction

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Investigating the technology acceptance model, image congruence and cultural differences in facial recognition payment adoption

Kim,

Joo

et al. 2024

APJML

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PurposeThis study investigated the impacts of the technology acceptance model (TAM) determinants and image congruence on attitude and, in turn, behavioral intentions. In addition, the differences between the US and Korean consumers in terms of the predictors of attitude were assessed.Design/methodology/approachThe data were collected via an online survey from 342 South Korean and 353 American consumers who patronized a restaurant within a three-month timeframe.FindingsThe findings revealed that two dimensions of TAM and three sub-factors of self-image congruence positively affected customer attitude toward face recognition (FR) payment. Customer attitude also significantly influenced behavioral intentions toward FR payment. Lastly, the cultural differences between the Korean and American consumers played significant moderating roles in the relationships between perceived usefulness and attitude as well as between actual self-image congruence and attitude.Originality/valueNo prior empirical research has incorporated cultural differences into the FR payment acceptance model. Unlike previous research, the current study included cultural differences as a moderator of the relationships between the five predictors (i.e. two predictors from TAM and three dimensions of self-image congruence) and attitude toward FR payment in the research model.

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Leaking my face via payment: Unveiling the influence of technology anxiety, vulnerabilities, and privacy concerns on user resistance to facial recognition payment

Cited by 7 publications

References 69 publications

Why not use facial recognition payment? From the perspective of the extended protection motivation theory

Why not use facial recognition payment? From the perspective of the extended protection motivation theory

How Does the Need for Uniqueness Affect Facial Recognition Payment Switch Intention? A Status Quo Bias Perspective

Investigating the technology acceptance model, image congruence and cultural differences in facial recognition payment adoption

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