Learning mobile money in social networks: Comparing a rural and urban region in Uganda

Kiconco, Rebecca Isabella; Rooks, Gerrit; Snijders, Chris

doi:10.1016/j.chb.2019.09.005

Cited by 18 publications

(17 citation statements)

References 56 publications

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“…The effect of the networks is robust to a series of alternative sources of information and across the different dimensions of social networks. This is consistent with arguments and evidence of social networks and mobile money adoption in Uganda (Kiconco et al, 2020;Murendo et al, 2018). In the context of Uganda, such results are expected.…”

Section: Discussionsupporting

confidence: 90%

“…Information networks help reduce information asymmetries and transaction costs for financial innovation adoption (Zhang et al, 2012). A number of studies have shown that social network is an important determinant of financial decisionmaking (Banerjee et al, 2013;Wydick et al, 2011;Zhang et al, 2012) and mobile money adoption among rural households (Kiconco et al, 2020;Murendo et al, 2018;Okello Candiya Bongomin et al, 2018). Informal assessments by InterMedia (2012) show that individuals started adopting mobile money because of recommendations from friends, family members or other acquaintances.…”

Section: Theoretical and Empirical Perspectivementioning

confidence: 99%

“…The effect was particularly pronounced for non-poor households. Kiconco et al (2020) compared network effects between a rural and an urban region and concluded that network effects are more substantial in the rural than the urban region.…”

Section: Theoretical and Empirical Perspectivementioning

confidence: 99%

“…This is in line with the theory and empirical evidence of information network and many economic outcomes. In the context of new technology adoption, a number of studies have found a positive relationship between information network and mobile money adoption (Kiconco et al, 2020;Murendo et al, 2018;Okello Candiya Bongomin et al, 2018). Bandiera and Rasul (2006) show that farmers' adoption of new crops was more correlated with the adoption decision of family and friends and less correlated with religionbased networks.…”

Section: Baseline Regressionmentioning

confidence: 99%

“…2 This study contributes to the body of literature in the following ways. First, very few studies have quantified the effect of social networks on mobile money technology adoption (Kiconco et al, 2020;Murendo et al, 2018;Okello Candiya Bongomin et al, 2018). However, existing studies focus on a small group of individuals and are hence likely to suffer from external validity.…”

Section: Introductionmentioning

confidence: 99%

See 4 more Smart Citations

Social networks and technology adoption: Evidence from mobile money in Uganda

Mukong

Nanziri

2021

Cogent Economics & Finance

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Innovative financial technologies are becoming a pathway to inclusive economic participation for individuals and firms. This paper presents evidence on how individuals' decisions to adopt such technology, particularly mobile money, relate to the adoption choices of their network of family and friends. Using the Uganda Financial Inclusion Insights (FII) Tracker Survey for 2013, we find that mobile money adoption decisions are closely linked to the network of an individual's family and friends. Networks are defined in two ways: by the source of information on mobile money services and by the average number of adoptions in one's neighbourhood. Like many other studies, we find a positive correlation between mobile money adoption and the adoption decisions of one's network. The correlation persists across the different measures of networks and even when we control for unobservable (neighbourhood fixed effects) characteristics. However, the magnitude of the point estimates decreases as the model becomes saturated. Despite having more mobile money users than adopters in our sample, we do not find evidence that networks can stifle technology adoption due to the possibility of piggybacking on early adopters within the network.

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Section: Discussionsupporting

confidence: 90%

Section: Theoretical and Empirical Perspectivementioning

confidence: 99%

Section: Theoretical and Empirical Perspectivementioning

confidence: 99%

Section: Baseline Regressionmentioning

confidence: 99%

Section: Introductionmentioning

confidence: 99%

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Social networks and technology adoption: Evidence from mobile money in Uganda

Mukong

Nanziri

2021

Cogent Economics & Finance

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An Image Similarity Estimation Approach Based on Weighted Features

Jang

2021

Lecture Notes in Electrical Engineering

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Mobile learning: research context, methodologies and future works towards middle-aged adults – a systematic literature review

Mohtar

Jomhari

Mustafa

et al. 2022

Multimed Tools Appl

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Over the past several years, mobile learning concepts have changed the way people perceived on mobile devices and technology in the learning environment. In earlier days, mobile devices were used mainly for communication purposes. Later, with many new advanced features of mobile devices, they have opened the opportunity for individuals to use them as mediated technology in learning. The traditional way of teaching and learning has shifted into a new learning dimension, where an individual can execute learning and teaching everywhere and anytime. Mobile learning has encouraged lifelong learning, in which everyone can have the opportunity to use mobile learning applications to gain knowledge. However, many of the previous studies on mobile learning have focused on the young and older adults, and less intention on middle-aged adults. In this research, it is targeted for the middle-aged adults which are described as those who are between the ages of 40 to 60. Middle-aged adults typically lead very active lives while at the same time are also very engaged in self-development programs aimed at enhancing their spiritual, emotional, and physical well-being. In this paper, we investigate the methodology used by researchers based on the research context namely, acceptance, adoption, effectiveness, impact, intention of use, readiness, and usability of mobile learning. The research context was coded to the identified methodologies found in the literature. This will help one to understand how mobile learning can be effectively implemented for middle-aged adults in future work. A systematic review was performed using EBSCO Discovery Service, Science Direct, Google Scholar, Scopus, IEEE and ACM databases to identify articles related to mobile learning adoption. A total of 65 journal articles were selected from the years 2016 to 2021 based on Kitchenham systematic review methodology. The result shows there is a need to strengthen research in the field of mobile learning with middle-aged adults.

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Learning mobile money in social networks: Comparing a rural and urban region in Uganda

Cited by 18 publications

References 56 publications

Social networks and technology adoption: Evidence from mobile money in Uganda

Social networks and technology adoption: Evidence from mobile money in Uganda

An Image Similarity Estimation Approach Based on Weighted Features

Mobile learning: research context, methodologies and future works towards middle-aged adults – a systematic literature review

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