In this article, an inverted L-shaped monopole eight elements Multiple Input Multiple Output (MIMO) antenna system is presented. The multi-antenna system is designed on a low cost 0.8 mm thick FR4 substrate having dimensions of 136 x 68 mm 2 resonating at 3.5GHz with a 6dB measured bandwidth of 450MHz, and with inter element isolation greater than 15 dB and gain of 4 dBi. The proposed design consists of eight inverted L-shaped elements and parasitic L-shaped strips extending from the ground plane. These shorted stripes acted as tuning stubs for the four inverted L-shaped monopole elements on the side of chassis. This is done to achieve the desired frequency range by increasing the electrical length of the antennas. A prototype is fabricated, and the experimental results show good impedance matching with reasonable measured isolation within the desired frequency range. The MIMO performances, such as envelope correlation coefficient (ECC) and mean effective gain (MEG) are also calculated along with the channel capacity of 38.1bps/Hz approximately 2.6 times that of 4 4 MIMO system. Due to its simple shape and slim design, it may be a potential chassis for future handsets. Therefore, user hand scenarios, i.e. both single and dual hand are studied. Also, the effects of hand scenarios on various MIMO parameters are discussed along with the SAR. The performance of the proposed system in different scenarios suggests that the proposed structure holds promising future within the next generation radio smart phones.INDEX TERMS Antenna efficiency, channel capacity, gain, inverted L-shaped, MIMO antenna, next generation smart phones.