2024
DOI: 10.47194/ijgor.v5i2.292
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Markov Chain Analysis of Problematic Financing in Sharia Banks

Rini Cahyandari,
Weni Rahmawati,
Aep Saepuloh

Abstract: Indonesia is the country with the largest Muslim population in the world, which makes people start to switch to sharia banking services because they do not use the usury system. This can be seen from the role of the community in using sharia banking services, including in distributing funds. From financing activities, the more funds distributed, the greater the potential for risk to arise. If there are customers who do not comply with installment payments, this will create a problem in financing in sharia bank… Show more

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