New approaches to progressive housing in Latin America: A key to habitat programs and policy

Ferguson, Bruce K.; Navarrete, Jesús Rubí

doi:10.1016/s0197-3975(03)00013-4

Cited by 49 publications

(44 citation statements)

References 4 publications

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“…Homeownership is fundamental to countries' economic development and is especially important in the generation of household wealth and the creation of a middle class (Ferguson and Navarrete, 2003). De Soto (2000) discusses the implications of property rights institutions for economic development.…”

Section: Housing Financing and Literature Reviewmentioning

confidence: 99%

Paraguay: a housing finance proposal for middle- to low-income groups

Cardozo¹,

Fernández²

2016

CEPAL Review

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The construction and ownership of homes is fundamental to economic development, the generation of wealth and the formation of the middle class. Although a number of studies have been conducted and programmes implemented in recent decades, there remains a significant housing deficit in Paraguay and Latin America, indicating that such programmes have been unsuccessful. For families unable to document a steady income, the main obstacle to homeownership is often financing. This paper aims to demonstrate the economic and financial feasibility -provided there is sufficient political will and coordination between public and private entities-of a project to build 75,000 homes for 300,000 people (4.5% of the Paraguayan population) with middle to low incomes. The median household income in this segment, for which there is a significant shortage of decent housing, is US$ 396.50. A maximum of US$ 63.44 per month may be set aside for housing costs.

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Section: Housing Financing and Literature Reviewmentioning

confidence: 99%

Paraguay: a housing finance proposal for middle- to low-income groups

Cardozo¹,

Fernández²

2016

CEPAL Review

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“…La propiedad de la vivienda es fundamental para el desarrollo económico de un país y es especialmente importante para la creación de riqueza en los hogares y la formación de la clase media (Ferguson y Navarrete, 2003). De Soto (2000) se refiere a las implicaciones de las instituciones de derechos patrimoniales en el desarrollo económico.…”

Section: Análisis Bibliográfico En Materia De Financiamiento De Viviendaunclassified

Paraguay: Una propuesta de financiamiento de viviendas para los segmentos de ingresos medios-bajos

Cardozo¹,

Fernández²

2016

Revista De La CEPAL

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RESUMENLa construcción y la propiedad de viviendas son fundamentales para el desarrollo económico, la creación de riqueza y la formación de la clase media. Pese a los numerosos estudios y programas implementados en décadas recientes, persiste un marcado déficit de viviendas en el Paraguay, así como en América Latina, porque estos programas no han sido exitosos. El mayor obstáculo para las familias al intentar adquirir una vivienda y no poder acreditar ingresos regulares, suele ser el financiamiento. En este trabajo se procura demostrar la factibilidad económica y financiera -siempre que exista voluntad política y coordinación entre entidades privadas y públicas-de un proyecto de construcción de 75.000 viviendas para 300.000 personas (el 4,5% de la población paraguaya) con ingresos medios-bajos. Este segmento poblacional, con grave carencia de viviendas decentes, tiene un ingreso medio de 396,5 dólares por hogar, pudiendo destinar hasta 63,44 dólares mensuales a costos relacionados con la vivienda. PALABRAS CLAVEVivienda, necesidades de vivienda, financiación de la vivienda, igualdad, familia, ingresos, política de vivienda,

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“…This borrowing constraint prevents low income families from buying commercially built houses. 4 The latter combined with a rental market that is segmented and functions poorly 5 , results in most of the housing investment of low income families to occur progressively over a long period of time (Frank, 2004;Ferguson and Navarrete, 2003). Typically a household acquires land through different means specially by squatting private or public property or by the division of parents' land.…”

Section: Contextmentioning

confidence: 99%

“…After building a temporary dwelling to secure the land, families start a gradual process in which families improve the structure of the house, work in the legal tenure of the house and even lobby for basic services. The result of the progressive housing process is that poor families, for an important part of their lives, live in unsanitary and disrupted environments that lack from basic amenities (Ferguson and Navarrete, 2003).…”

Section: Contextmentioning

confidence: 99%

The ABC of Housing Strategies: Are Housing Assistance Programs Effective in Enhancing Children's Well Being?

Rosero¹

2012

SSRN Journal

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Standard-Nutzungsbedingungen:Die Dokumente auf EconStor dürfen zu eigenen wissenschaftlichen Zwecken und zum Privatgebrauch gespeichert und kopiert werden.Sie dürfen die Dokumente nicht für öffentliche oder kommerzielle Zwecke vervielfältigen, öffentlich ausstellen, öffentlich zugänglich machen, vertreiben oder anderweitig nutzen.Sofern die Verfasser die Dokumente unter Open-Content-Lizenzen (insbesondere CC-Lizenzen) zur Verfügung gestellt haben sollten, gelten abweichend von diesen Nutzungsbedingungen die in der dort genannten Lizenz gewährten Nutzungsrechte. The ABC of housing strategies: Are housing assistance programs effective in enhancing children's well-being? * Terms of use: Documents in José RoseroAbstract This paper examines the effect of a housing assistance program on school enrollment, child labor and poverty reduction among poor families in Ecuador. Administrative data is merged to a household panel to link the history of a voucher application with socioeconomic information. Two empirical approaches are employed. First, I exploit variation in duration of the different stages to obtain a voucher and convert it into a house, using a sample of approved applicants. Second, I use variation across siblings that arises from the fact that siblings are exposed to the program at different ages.Results show that the program improves enrollment into post-compulsory education, decreases the probability that a child participates in the labor market and reduces the likelihood to live in poverty. Potential mediating factors are increased access to sanitation, better quality materials of the house and a reduced probability to live overcrowded.JEL-codes: H53, I28, I38, R21

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New approaches to progressive housing in Latin America: A key to habitat programs and policy

Cited by 49 publications

References 4 publications

Paraguay: a housing finance proposal for middle- to low-income groups

Paraguay: a housing finance proposal for middle- to low-income groups

Paraguay: Una propuesta de financiamiento de viviendas para los segmentos de ingresos medios-bajos

The ABC of Housing Strategies: Are Housing Assistance Programs Effective in Enhancing Children's Well Being?

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