Pendekatan Komprehensif E-Commerce Prespektif Syariah

Nizar, Muhammad

doi:10.21070/perisai.v2i1.1486

Cited by 2 publications

(3 citation statements)

References 2 publications

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“…It is a network-based system that utilizes technology to connect business individuals. 29 E-commerce refers to the digital business processes conducted between companies and consumers using the internet, websites, and applications. It involves buying, selling, and delivery services.…”

Section: E-commerce Transaction In the Islamic Economy Law Perspectivesmentioning

confidence: 99%

The Application of Khiyar Principles to E-Commerce Transaction: The Islamic Economy Perspective

Hafid,

Bahri,

Marzuki

et al. 2024

SAMARAH

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This essay seeks to analyze the utilization of khiyar in e-commerce transactions within the context of Islamic economics. The principle of khiyar allows individuals to exercise the option to either proceed with or terminate a transaction. This theory is applicable to various types of buying and selling transactions, including those conducted in the realm of e-commerce. This study employs a normative legal methodology with an Islamic economic perspective, which is evaluated descriptively. The data was gathered through an extensive analysis of literary sources, including journal articles, books, journals, legal documents, and other relevant references pertaining to the topic of discussion. Islamic economic theory is applied as an analytical framework to examine the concept of khiyar (option) in the context of buying and selling in e-commerce transactions in Indonesia. The research findings indicate that the utilization of khiyar in e-commerce transactions, in accordance with the Islamic law, is permissible as long as it adheres to the prerequisites and fundamental principles of buying and selling. These include honesty, fairness, and the absence of any fraudulent elements. However, if harm is inflicted upon one of the parties involved, the transaction becomes unlawful. In the Islamic law, there is a rule stating that all forms of muamalah transactions are permissible, as long as there are no contradictory arguments prohibiting them. The contract and payment mechanisms in e-commerce transactions are considered to be in accordance with Islamic law and contain benefits, also in line with the opinion of the ulama in the fatwa of the Indonesian Ulema Council. From an Islamic economic standpoint, engaging in e-commerce transactions for buying and selling is sufficient to contribute to the nation's economic expansion, particularly benefiting the middle class and streamlining transactions.

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Section: E-commerce Transaction In the Islamic Economy Law Perspectivesmentioning

confidence: 99%

The Application of Khiyar Principles to E-Commerce Transaction: The Islamic Economy Perspective

Hafid,

Bahri,

Marzuki

et al. 2024

SAMARAH

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show abstract

“…The most important implications and dividends of the various benefits of Fintech Sharia are financial inclusion. This is further expected to drive sustainable national economic growth and enable diversification of exposure to investment risks as a whole (Nizar, 2018).…”

Section: Literature Review 21 Fintech and E-commercementioning

confidence: 99%

“…According to Triton (in Nizar, 2018), e-commerce is a process of buying and selling products electronically by consumers or from companies to companies that use computer media as an intermediary for business transactions. Hidayat (in Nizar, 2018) argues that e-commerce has several advantages, including many types of products that can be marketed and sold through the internet, such as cars, clothes, TV, to name a few. Marketplace products using the Internet must have a domain and hosting and a place to receive orders by emails, telephones, texts, and others.…”

Section: Literature Review 21 Fintech and E-commercementioning

confidence: 99%

Strengthening National Economic Growth and Equitable Income Through Sharia Digital Economy in Indonesia

Barata

2019

JIMF

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The rapid progress of information and communication technology (ICT) creates a newlook of the Indonesian economy, transforming from the conventional economy intoa digital economy. The part of the digital economy currently developing worldwide,include in Indonesia is, Fintech (Financial Technology) and E-commerce. Additionally,Indonesia contributes to 4 percent of total e-commerce sales around the world. Thedevelopment of Fintech in Indonesia is still at early stages, as many industries have notdeveloped such a practice. Besides, there are many opportunities that have not beenexplored to its full potential. The research employs Input Output (I-O) analysis, usingshock of IDR 3.90 trillion in investment of the sharia e-commerce subsector, we foundthrough this study that the national economic growth grew by 0.048 percent or theeconomic output increased by IDR 5.08 trillion. As for the impact on gross value added(GVA) grew by 0.072 percent or increased by IDR 3.72 trillion. In addition, nationallabor income increased by IDR 795.36 billion with investment in sharia e-commercesubsectors. After an additional shock to the Fintech and the trade sector, economicgrowth increased by 0.052 percent or IDR 5.48 trillion. Sharia e-commerce and shariaFintech should be able to have a big impact on the economic growth, increasing theamount of labor needed so that it can absorb more national labor. Thus, economicgrowth, increased income, and job creation will potentially reduce poverty andinequality in that the implications in the long term will further strengthen sustainablenational economic growth.

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Pendekatan Komprehensif E-Commerce Prespektif Syariah

Cited by 2 publications

References 2 publications

The Application of Khiyar Principles to E-Commerce Transaction: The Islamic Economy Perspective

The Application of Khiyar Principles to E-Commerce Transaction: The Islamic Economy Perspective

Strengthening National Economic Growth and Equitable Income Through Sharia Digital Economy in Indonesia

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