Humic acid (HA) is a material that could be used to decrease erosion and improve soil structure. It is also known that biological soil crusts (biocrusts) have a major role in soil stabilization, but the mechanism is not well understood in the presence of HA, especially with mechanistic soil detachment rate parameters (b0 and b1) of the Wilson model, where b0 is the dimensional soil detachment parameter and b1 is the dimensional soil threshold parameter. Therefore, this study intends to (1) investigate the effect of different humic acid (HA) concentrations (0%, 4%, and 8%) on mechanistic soil detachment rate parameters (b0 and b1,) in the Tigris Riversides of the Gheraiat region, Baghdad City, Iraq, of the crusted versus uncrusted soils using a small scale model of the jet erosion tests (mini-JET) at different curing periods (1 week, 2 weeks, and 3 weeks), and (2) examine the impact of HA on b0 and b1 parameters versus some soil characteristics, such as electrical conductivity, cation exchange capacity, and soil organic matter for uncrusted and crusted soils. Thirty-six undisturbed soil specimens (18 for crusted soils and 18 for uncrusted soils) were acquired from the Tigris Riverbank. On these specimens, the mini-JET was used to determine the mechanistic cohesive soil erodibility parameters b0 and b1. The results showed that the value of b0 decreased up to 60% with an increase in curing times for crusted soils until they reached their optimum values at 2 weeks. There was no consistent pattern for b1 at different curing times. As the concentration of HA increased, the value of b0 decreased up to 86% and 99% for crusted and uncrusted soils, respectively. HA significantly improved electrical conductivity, exchange capacity, and organic matter in the soil and reduced soil erodibility. This study provides the benefits of adding HA to the soils as a soil stabilizer using a low-cost technique, which is the JET instrument.