Putting off tomorrow to do what you want today: Planning for retirement.

Abstract

In this article we note that in the coming years, a larger number of people will be experiencing retirement for a longer period of time than ever before and that despite this fact, many will find themselves unprepared for this stage of their lives. We review the literature on retirement preparation, structuring our review around the key questions that need to be addressed when planning for retirement: (a) What will I do? (b) How will I afford it? (c) Where will I live? and (d) Who will I share it with? We make a number of suggestions for research and practice. We conclude that although psychology has begun to play a role in understanding and addressing retirement preparation, there are considerable opportunities for psychologists to engage with this issue in their research and applied work.

Factors Affecting Prolonged Working Life for the Older Workforce: the Swedish Case

“…Following the JD-R model, a main resource for acting and operating in life and work is our biological human organism. However, aging is generally associated with diminishment of this resource, both physiologically and mentally (Adams & Rau, 2011;Evers & Ester, 2013;Shultz & Wang, 2007). Even though there are other views on the significance of aging in work (Radl, 2013;Thijssen & Rocco, 2010), we have preliminarily followed the conventional view on aging as a process of declining biological resources.…”

“…The 'deficiency hypothesis of aging' suggests that it is only natural for older workers to be pushed out of the labor market through retirement when they are no longer productive enough (Radl, 2013). Much of the research suggests that the underlying mechanism is either declining abilities and human capital (Evers & Ester, 2013) or deteriorating health (Adams & Rau, 2011;Shultz & Wang, 2007). However, some researchers argue that age-related decline should not be viewed as a linear or a deterministic process (Radl, 2013).…”

La percepción del colectivo médico sobre la gestión del proceso de desvinculación

“…Estos episodios vitales requieren una adaptación de la propia identidad que será más o menos exitosa, y por ende requerirá más o menos desajustes en el propio rol; en función de la situación dada, la propia persona y sus posibilidades de respuesta 2 . En este sentido, es esencial preparar y anticipar estos episodios en aras de favorecer una transición y desvinculación no traumática de la actividad laboral 3,4 .…”

Planejamento da aposentadoria: Adaptação brasileira da PRePS e influência de estilos de tomada de decisão

“…O planejamento da aposentadoria atua de forma a prevenir problemas de saúde (Noone, Stephens, & Alpass, 2009), ampliar a capacidade de economizar e administrar o tempo (Wang & Shultz, 2010), além de desenvolver expectativas para o futuro (Adams & Rau, 2011). O contexto socioeconômico atual endossa a autonomia e a preparação cada vez mais como ação advinda do trabalhador (Rowlingson, 2002), mesmo que o sistema previdenciário brasileiro tenha como base a comunidade e a repartição simples dos dividendos (Marques, Batich, & Mendes, 2003).…”

“…O processo da aposentadoria trata a fase de planejamento como imediatamente anterior à transição da saída do trabalho, considerando que o processo em si se inicia muito antes dessa passagem (Adams & Rau, 2011;Wang, 2012). Para Wang e Shultz (2010), a decisão de se aposentar é antecedente ao planejamento, na medida em que fatores pessoais (p.…”