2022
DOI: 10.1111/1475-6773.13977
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Racial and ethnic disparities in access to and enrollment in high‐quality Medicare Advantage plans

Abstract: Objective: Racial and ethnic minority enrollees in Medicare Advantage (MA) plans tend to be in lower-quality plans, measured by a 5-star quality rating system. We examine whether differential access to high-rated plans was associated with this differential enrollment in high-rated plans by race and ethnicity among MA enrollees.

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Cited by 23 publications
(21 citation statements)
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“…As payments to MA plans do not account for social risk factors, this may lead to systematic underpayments for socially marginalized enrollees creating an incentive to avoid enrolling socially marginalized enrollees. One way to achieve this is to avoid offering a plan in counties with a disproportionate share of socially marginalized groups 22 . Second, higher premiums in integrated MA plans may serve as barriers to enrollment.…”
Section: Discussionmentioning
confidence: 99%
See 1 more Smart Citation
“…As payments to MA plans do not account for social risk factors, this may lead to systematic underpayments for socially marginalized enrollees creating an incentive to avoid enrolling socially marginalized enrollees. One way to achieve this is to avoid offering a plan in counties with a disproportionate share of socially marginalized groups 22 . Second, higher premiums in integrated MA plans may serve as barriers to enrollment.…”
Section: Discussionmentioning
confidence: 99%
“…One way to achieve this is to avoid offering a plan in counties with a disproportionate share of socially marginalized groups. 22 Second, higher premiums in integrated MA plans may serve as barriers to enrollment. Evidence suggests that MA enrollees were more sensitive to financial dimensions of health insurance such as premiums.…”
Section: Discussionmentioning
confidence: 99%
“…Park, Werner, and Coe show that while Black, Hispanic, Asian, and Pacific Islander enrollees tend to enroll in lower-quality star-rated plans relative to White enrollees; these enrollment differences are largely explained by differences in county-level MA plan offerings. 17 Fewer studies have compared disparities in quality between MA and TM. Moreover, within the small literature that has examined this question, the findings have been inconsistent.…”
Section: Introductionmentioning
confidence: 99%
“…Some of the observed racial and ethnic disparities in MA may be driven by differences in the quality of plans beneficiaries select. Park, Werner, and Coe show that while Black, Hispanic, Asian, and Pacific Islander enrollees tend to enroll in lower‐quality star‐rated plans relative to White enrollees; these enrollment differences are largely explained by differences in county‐level MA plan offerings 17 …”
Section: Introductionmentioning
confidence: 99%
“…Evidence suggests that enrollment in high-rated MA plans was lower among racial and ethnic minority enrollees than White enrollees, partly due to fewer high-rated plans available in their counties of residence. 20 This indicates that several structural features in payment adjustment and star ratings could incentivize MA plans to discourage enrollment among racial and ethnic minority groups. Consequently, this may create and perpetuate structural racism in health and health care.…”
mentioning
confidence: 99%