Raport SGH i Forum Ekonomicznego 2020

Wachowiak, Piotr; Strojny, Mariusz; Majewski, Bartosz

doi:10.33119/978-83-8030-386-7.2020

Cited by 7 publications

(3 citation statements)

References 34 publications

(40 reference statements)

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“…The highest participation rate can be observed in the Czech Republic (ca. 68%) and Slovakia (27%) (Chłon ́-Domin ́czak et al, 2020), while the lowest percentage of individuals save in occupational pension programmes in Bulgaria and Poland (0.2% and 2.6% 2 respectively). Moreover, when the tax reliefs are used only by the rich, they result in income redistribution from taxpayers to the more affluent people.…”

Section: Architecture Of Supplementary Pension Plans In Cee Countriesmentioning

confidence: 95%

Inadequacies of regulations on supplementary pension plans in Central and Eastern European countries

Rutecka-Góra

2021

European Journal of Social Security

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The supplementary occupational and individual pension systems in Central and Eastern European countries (CEE) are poorly regulated while their architecture is very complex. Law on supplementary pensions focuses on ensuring financial security of financial institutions, their liquidity and solvency, as well as on stimulating the development of additional pension protection understood as higher coverage and assets under management. The efficiency guarantees and cost limits have not been implemented and the profitability of such products for individual savers is rarely assessed. The analyses conducted on the regulation of voluntary old-age pension systems in Bulgaria, Estonia, Latvia, Lithuania, Poland, Slovakia and The Czech Republic indicated the main inadequacies of the supplementary old-age provision offered. They relate to the lack of preliminary and regular product assessment, inadequacy of plan design, efficiency and costliness. The recommended changes relate to risk sharing, forms of pension benefits, limits on costs, information policy and transparency.

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Section: Architecture Of Supplementary Pension Plans In Cee Countriesmentioning

confidence: 95%

Inadequacies of regulations on supplementary pension plans in Central and Eastern European countries

Rutecka-Góra

2021

European Journal of Social Security

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“…W licznych kontekstach zawodowych umożliwiła ona zachowanie ciągłości zatrudnienia w warunkach zagrożenia epidemicznego. Wielu branżom umożliwiła nie tylko stosunkowo łagodne przejście przez najtrudniejszy okres pandemii, ale nawet stała się impulsem wzrostu [Godlewska-Majkowska 2020;PARP 2021;PRP 2021].…”

Section: Wprowadzenieunclassified

Badania problemów społecznych w (przed)pandemicznej rzeczywistości

2023

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Artykuły, które włączono do książki, zostały pierwotnie zaprezentowane jako referaty wygłoszone w czasie konferencji naukowej zatytułowanej „Współczesne problemy społeczne w dynamicznej rzeczywistości”, będącej jubileuszem prof. Jolanty Grotowskiej-Leder. Konferencja odbyła się w Instytucie Socjologii Uniwersytetu Łódzkiego w październiku 2021 r. Na książkę składa się dziewięć tekstów naukowych. Większość z nich odnosi się do rzeczywistości pandemicznej, kierując naszą uwagę w stronę nowych sposobów konceptualizacji i doświadczania problemów społecznych, a także organizowania przeciwdziałania im po marcu 2020 r.

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“…Typically these phenomena are interlocking. Low effective retirement age driven by all of the abovementioned factors can be found for instance in Poland (Buchholtz et al, 2021;Chłoń-Domińczak et al, 2020, Buchholtz, 2019Chybalski, 2018), which shows that solving this problem may be a complex process. Its coexistence with late entry to the labour market and increasing life expectancy further raises its priority status.…”

Section: Introductionmentioning

confidence: 99%

The Impact of Framing and Anchoring on Postponing Labour Market Exit – Evidence from Polish NDC+FDC Pension Scheme

Buchholtz¹,

Rutecka-Góra²

2021

ERSJ

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Purpose:The article examines whether the level of effective retirement age can be shifted upwards by increasing awareness of the consequences of premature retirement. Design/Methodology/Approach: The study uses multinomial logistic regression on the representative survey data for Polish working population. Special interest is given to the questionnaire with framing and anchoring effects included. Findings: The findings reveal strong retirement preferences of a minimum retirement age being the reference point and the natural anchor. However, these might change once framing is provided. Pension awareness is a significant predictor of postponing retirement. There can be distinguished a segment of working population with extremely low pension literacy. Practical Implications: Increasing effective retirement age is among most important factors reducing labour supply deficits and improving long-term sustainability of public finance. Special interest should be given to rational individuals with wrong assumptions on the mechanics of the pension scheme and individuals with extremely low pension knowledge in order to avoid severe old-age poverty. Originality/value: The study confirms that use of framing in increasing financial literacy leads to significant postponement of the labour market exit declared. Furthermore, there is a segment of the Polish working population with extremely low pension knowledge which should be educated.

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Raport SGH i Forum Ekonomicznego 2020

Cited by 7 publications

References 34 publications

Inadequacies of regulations on supplementary pension plans in Central and Eastern European countries

Inadequacies of regulations on supplementary pension plans in Central and Eastern European countries

Badania problemów społecznych w (przed)pandemicznej rzeczywistości

The Impact of Framing and Anchoring on Postponing Labour Market Exit – Evidence from Polish NDC+FDC Pension Scheme

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