This study propose an integrated user behavior and value profiling method, which aims to build a more comprehensive index system to evaluate user value and demand. This method mainly includes a Time-Decay-Based Label Matching (TDBLM) method and an extended RFM model. The TDBLM method can effectively deal with the multi-label problem of user charging records due to clustering, and can derive a unique label that can better characterize the current state of users; the extended RFM model is used for user value profiles, and the experimental results show that user value profiles are defined into four categories: Lost, Potential, Retention, and High-value. In order to evaluate the performance of K-means++ used in this method, its performance was compared with that of GMM and Mean Shift clustering methods, and the results showed that the clustering results of K-means++ have better stability and are more suitable for user profiling. Finally, this study also proposes a method to visualize user profiles and make the profile results as knowledge graphs to realize the visualization and fast retrieval of profiles and expand the profile function.