“…Management Skills:AstudyfocusingonbusinessproblemsandsuccessfactorswithinsomeAfrican countries(Benzing&Chu2012)concludedthatagoodmanagementskillisthenumberone perceivedsuccessvariable.InmostSMEs,theownerofthebusinessisalsothemanager,andhasa majorsayoverstrategicdecisions;yetmanybusinessownerslackmanagerialexpertise (Muriithi, 2017).Evenifentrepreneurshavefeasibleideasandareknowledgeableintheirspecificfields,they maystilllackknowledgeonhowtorunabusiness.Theyoperatewithtrialanderrormanagement style,orareobsessedwithroutinesthatleadtoshort-termgains,whilepayingnoattentionto strategicplanning.EducationandtrainingendowSMEmanagerswithgoodmanagementskillsof planning,organising,leading,andcontrolling,whichleadtobusinesssustainabilityandgrowth (Muriithi,2017).Therefore,trainingisanimportantelementforgrowinganybusiness,asitisa catalystforcultivatingbusinesscompetency.However,SMEstendtoinvestlessinmanagement developmentthanlargerorganisationsdo,duetoresourceconstraintsorleadersnotwillingto grow (Kayanula&Quartey,2000).Businesseswithaneducatedandcompetentworkforcehave highproductivityandlong-termexistence (Muriithi,2017).Scarcityofcompetentmanagersis achallengefacedbySMEsindifferentpartsoftheAfricancontinent,duetothehighcostsof trainingandfewercost-effectiveadvisoryservices (Kayanula&Quartey,2000).EvenifSMEs canattractmotivatedmanagers,theycanbarelycompetewithbenefitsofferedbylargefirms (Abor&Quartey,2010).Eventhoughvariousinstitutionsoffereducationandtraining,notall entrepreneursrealisethenecessitytoupgradetheirskills,duetocomplacency (Cant,2016). Other factors include access to electricity and political instability, high costs of electricity provision and power outages (Fjose et al, 2010;Patel, 2019). Lack of access to electricity is a majorrestrainttoSME'simplementationoftechnologicalcapabilitiesanduseofmoderneconomic systemsinbankingormarketing.AccordingtotheWorldBank(2019),accesstoelectricityinthe sub-SaharanAfricanregionisstilllaggingcomparedtootherpartsoftheworld,theregion'scurrent coverageis43%andthereportwarnsthatthenumberofpeoplewithoutelectricitywillcontinuewith Africa'spopulationboom.Further,politicalinstabilityisduetothepossibilityofsuddenchangesin leadershiporconditionsofacountryaffecteconomicgrowth.Researchblamespoliticalinstabilityas reasonforunderdevelopmentinsomecountries (Aisen&Veiga,2013;Nurudeenetal.,2015).The Africancontinentstillexperiencespoliticalconflictsthatmayimposechangesinlegalrequirements ofconductingbusiness.…”