“…The neural representation of physical states can activate motivational circuits (e.g., ventral striatum) that determine engagement in or avoidance of risk-taking behavior (Craig, 2002). This is consistent with the observation that the insula is often activated concurrently with the OFC/ VLPFC in decision-making tasks, and is similarly modulated by risk or reward (Ernst, Bolla, Mouratidis, Contoreggi, Matochik, Kurian, Cadet, Kimes, London, 2002;Critchley, Mathias, Dolan, 2001;Paulus, Feinstein, Leland, Simmons, 2005;O'Doherty et al, 2003). Our results suggest that anterior insula activation occurs in both adults and adolescents during decisionmaking, but that the activation is stronger in adults.…”