Technology, Organization, and Environment Factors in the Adoption of Online Learning

Permadi, Indra; Fathussyaadah, Eva

doi:10.2139/ssrn.3863892

Cited by 2 publications

(3 citation statements)

References 15 publications

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“…The term "organizational context" is defined as the assets and characteristics associated with the firm, such as its size, level of formalization, management framework, workforce, and personal relationships. The environmental context consists of the size and structure of the market, the level of competition faced by firms, macroeconomic conditions, and the regulatory framework (Permadi & Fathussyaadah, 2020). The Technology, Organization, and Environment (TOE) framework, introduced offers a comprehensive perspective on the determinants influencing technological innovation within organizations (Awa, Ojiabo & Orokor, 2017).…”

Section: Technology Organization and Environment (Toe) Theorymentioning

confidence: 99%

Assessing the Moderation Effect of Financial Technology on the Development and Growth of MSMEs

Asiedu,

Pasca,

Boakye

et al. 2024

Intl. J. Rel.

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Technology has advanced and played an important role in the financial sector and it is one of the reasons financial technologies (FinTech) were born. Many micro, small and medium enterprises (MSMEs) are compelled by the expansion of the digital economy to adopt technological advancements. The main aim of this study is to assess how FinTech boosts the growth of MMSMEs.The stratified sampling method was used to select a sample size of 316 from the population for the study. Three FinTech indicators were used namely mobile/online banking, digital lending and mobile money. A partial least square model was used to ascertain the study objectives. The study concluded that FinTech had a direct significant impact on the expansion of MSMEs in Ghana. However, marketing strategy did not have a direct impact on the growth of MSMEs. Examining each FinTech indicator, it was found that mobile/online banking significantly moderates access to finances, marketing strategy and customer services for the development and growth of MSMEs. Whereas digital lending is only significantly moderate with access to finances and mobile money is significantly moderate with access to finances and marketing strategies on the development and growth of MMSMEs. Finally, the study suggested increased use of FinTech (mobile money, online banking and banking lending) as its positive effect on the factors that lead to the expansion of micro, small and medium enterprises in Ghana. In addition, marketing strategies are more effective when FinTech is involved. This empirical study contributes to the novel understanding of how FinTech (mobile money, online banking and banking lending) impacts the development and the growth of MSMEs

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Section: Technology Organization and Environment (Toe) Theorymentioning

confidence: 99%

Assessing the Moderation Effect of Financial Technology on the Development and Growth of MSMEs

Asiedu,

Pasca,

Boakye

et al. 2024

Intl. J. Rel.

View full text Add to dashboard Cite

show abstract

“…The TOE paradigm is known as the Technology-Organization-Environment paradigm and was developed to study the adoption of technological advancements (Permadi & Fathussyaadah, 2020). This framework was also developed to describe those elements, that play a vigorous role in influencing the decision-making process to accept new technology and also considering the main important components of the current time as organizational, environmental, and technological considerations.…”

Section: Literature Reviewmentioning

confidence: 99%

“…These play a vital character in increasing the efficiency of the organization as the technological context evaluates the available technologies to meet the required needs of the company for enhancing the company's profit (Park et al 2022). The organizational context is defined by the resources that are readily available to support the adoption of innovation (Permadi & Fathussyaadah, 2020).…”

Section: Literature Reviewmentioning

confidence: 99%

Examining the Dynamics of Customers Behavioral Intentions: An Empirical Analysis of Factors Influencing Fin-Tech Adoption in the Banking Sector of Pakistan

Ashraf,

Shafiq

2023

JAFEE

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Purpose: The main aim of this study was to investigate the factors that influence the customers’ behavioral intention to adopt financial technologies (Fin-tech) in the banking sector of Pakistan. These factors include perceived usefulness, perceived ease of use, attitude towards use, environmental concerns and demographic variable age was taken as moderator in this study. Design/Methodology/Approach: The primary data was collected from 600 customers of the banking sector located in the region of southern Punjab, Pakistan, using simple random sampling techniques from those who are using technologies for their financial activities. The five-point Likert scale was used for data collection and the Google form was used to collect the data as this is the most efficient way. Findings: The findings of this study reveal that many factors including perceived usefulness, perceived ease of use, attitude towards use, and environmental concerns play a positive and significant role in the adoption of financial technologies for their business activities for the customers of the banking sector. At the same time, age was taken as a moderator which significantly moderated the relationship between environmental concerns and behavioral intention to adopt fin-tech. Implications/Originality/Value: This study gave a detailed understanding of the factors influencing the adoption of Fin-Tech and is also helpful for the researchers, academician, business owners and policymakers for taking decision-makers about enhancing financial activities and getting more efficient and effective responses from the customers for adopting the financial technologies for their business activities and also generate a valuable business for their organizations.

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Technology, Organization, and Environment Factors in the Adoption of Online Learning

Cited by 2 publications

References 15 publications

Assessing the Moderation Effect of Financial Technology on the Development and Growth of MSMEs

Assessing the Moderation Effect of Financial Technology on the Development and Growth of MSMEs

Examining the Dynamics of Customers Behavioral Intentions: An Empirical Analysis of Factors Influencing Fin-Tech Adoption in the Banking Sector of Pakistan

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