Tertiary Education Saving Patterns among Malaysian Parents

Hadi, Fatimah-Salwa Abd.; Hussin, Mohd Yahya Mohd; Muhammad, Fidlizan; Razak, Azila Abdul; Mahjom, Nurhanie; Ahmad, Mohamad Azahari

doi:10.6007/ijarbss/v9-i9/6411

Cited by 3 publications

(3 citation statements)

References 4 publications

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“…Dalam isu ini, kajian telah mendapati bahawa masalah kesedaran takaful dilihat bukan sahaja berlegar di kalangan masyarakat miskin dan berpendapatan rendah malah turut melibatkan seluruh lapisan masyarakat di Malaysia. Ini disokong oleh kebanyakkan kajian-kajian lepas yang menyatakan kesedaran masyarakat Malaysia terhadap takaful masih lemah dan tidak memuaskan (Hadi et al, 2019;Hassan et al, 2018;dan Kamal, Mohamad dan Mohamad, 2022). Dalam konteks masyarakat B40 walaupun terdapat penawaran takaful yang mampu milik diperkenalkan, mereka tetap meletakkan pilihan takaful adalah pilihan yang terkebelakang dalam memenuhinya.…”

Section: Kesedaran Masyarakatunclassified

Model Takaful Di Malaysia: Isu Dan Cabaran

NOR MUKSHAR,

Mohd Puad,

Ahmad

2023

Int. J. Is. Ec. Fi. Res.

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Takaful merupakan satu instrumen kewangan yang menyediakan perlindungan berasaskan syariah kepada seseorang individu atau isi rumah apabila menghadapi sebarang risiko kewangan akibat kemalangan, sakit atau kematian dan sebagainya. Secara umum, jenis-jenis takaful di Malaysia terdiri daripada perlindungan takaful keluarga dan takaful am. Perlindungan-perlindungan ini mengaplikasikan pelbagai prinsip syariah seperti mudharabah, wakalah dan sebagainya. Namun begitu, kadar pasaran takaful di Malaysia masih di tahap yang rendah. Justeru, kajian ini memfokuskan mengenai isu-isu dan cabaran yang dihadapi oleh syarikat takaful dari pelaksanaan model takaful yang dijalankan di Malaysia. Kajian ini adalah berbentuk kajian kualitatif yang menggunakan kaedah temu bual separa berstruktur dalam mendapatkan data. Informan kajian ini terdiri daripada lapan orang pelaksana takaful yang dipilih di sekitar Lembah Klang. Hasil kajian mendapati isu dan cabaran yang timbul adalah melibatkan isu syariah, undang-undang, kos, operasi dan kesedaran masyarakat. Isu-isu ini dapat mempengaruhi perkembangan industri takaful di Malaysia. Diharapkan dapatan kajian ini memberi pencerahan dan input kepada syarikat takaful secara khusus dalam memperkukuhkan pembangunan industri takaful dalam usaha meningkatkan kadar pemilikan takaful di kalangan masyarakat Malaysia.

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Section: Kesedaran Masyarakatunclassified

Model Takaful Di Malaysia: Isu Dan Cabaran

NOR MUKSHAR,

Mohd Puad,

Ahmad

2023

Int. J. Is. Ec. Fi. Res.

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“…Higher education is important for any individual and often viewed as a steppingstone to secure better employment in the future. However, the cost of higher education is getting expensive Hadi et al (2019) and can reach hundreds of thousands of Malaysian Ringgit (Yakob, 2019). The cost of education that keeps increasing year by year indicates that we must be prepared to face the high cost of education.…”

Section: Introductionmentioning

confidence: 99%

“…The cost of education that keeps increasing year by year indicates that we must be prepared to face the high cost of education. Ironically, although parents realize that having education fund is important for their childrens' future, not many of them make any savings for their children's tertiary education (Hadi et al, 2019). As a result, takaful operators have introduced various education takaful plans to serve as one of saving mediums (Great Eastern Takaful, 2022;Prudential BSN Takaful, 2022;Takaful Ikhlas, 2022).…”

Section: Introductionmentioning

confidence: 99%

The Awareness of Education Takaful Among Consumers in Kuching, Sarawak

Wan Jusoh,

Noreffendi

2022

Int. J. Is. Ec. Fi. Res.

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Having a perfect education is among the factors that contribute towards developing a happy life and one of the five indispensables protected in maqasid al-Shari’ah. As a result, takaful agencies have produced education plans which help parents save and invest enough money for the future of their children’s education. In Malaysia, the understanding on the importance of takaful is still lacking especially about the education takaful. Therefore, this research is to investigate the issues regarding the awareness of education takaful in Kuching, Sarawak. The objective of this study is to explore the awareness of education takaful among the citizens in Kuching, Sarawak towards education takaful. This qualitative study employed semi-structured online interviews with three takaful agents and eight parents who agreed to be interviewed. The results of this study indicated that the level of awareness of education takaful in Kuching, Sarawak is still considered low.

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Antecedents of Wedding Expenditure Management: A Document Analysis

Husin

Daud

Muda

et al. 2022

Global J. Bus. Soc. Sci. Review

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Objective - This paper seeks to unravel the element of wedding expenditure in Islam and to present the concept of wedding expenditure management that is encouraged by Islamic law. Methodology/Technique - This qualitative study employs document analysis methods through data collection from scholarly writings in the field of family management. Data will be analysed based on content analysis methods and presented in an organised manner through thematic methods. Finding - This study found two important features outlined by Islam in managing the early preparations of weddings; and three concepts of spending for the purpose of wedding preparation. Previous research has concentrated on the reality of Malay society's marriage spending behaviour. Previous research has demonstrated the necessity for a guideline to lessen the financial load that today's youths endure. Novelty - This study presents the Malay Muslim community with a better and effective management of wedding expenditure as encouraged by Islam. The notion of wedding expenditure management promulgated by Islam is a structured expenditure approach that may be applied by all communities, particularly the Malays, who have a variety of traditions and cultures that involve a variety of expenditure requirements. Type of Paper - Review Keywords: Wedding Expenditure; Wedding Expenses; Wedding Management JEL Classification: D69, H53, J12.

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Tertiary Education Saving Patterns among Malaysian Parents

Cited by 3 publications

References 4 publications

Model Takaful Di Malaysia: Isu Dan Cabaran

Model Takaful Di Malaysia: Isu Dan Cabaran

The Awareness of Education Takaful Among Consumers in Kuching, Sarawak

Antecedents of Wedding Expenditure Management: A Document Analysis

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