Testing of Technology Acceptance Model on Core Banking System: A Perspective on Mandatory Use

Abstract

This study aims to examine the acceptance of Core Banking System (CBS) which is mandatory use software. The objects of this research are teller, customer service, and back office Branch of Bank BPD DIY Wonosari. Data were measured using Likert scale in five range value. A number of 49 data were analyzed using Partial Least Square (PLS). The results showed that ease of use had no positive effect on symbolic adoption; attitudes toward usage and perceived conformance has a positive effect on symbolic adoption, ease of use and perceived compatibility has no effect on attitudes towards usage. Usability, satisfaction and compatibility that are felt to positively affect attitude toward usage. In the information technology model that is mandatory use, it is important to note the symbolic adoption of information technology therefore the performance of the user (employee/employee) can remain good. In particular for banking institutions that using CBS, it is important to improve the use of CBS, user satisfaction and CBS conformity with business processes, given the current banking business processes that are constantly expanding, there is no possibility of adjusting CBS to business processes at later.

Classification of shallow water seabed profile based on Landsat 8 imagery and in-situ data. Case study in Gili Matra Island Lombok, Indonesia

“…The overall accuracy obtained in this study is 80%, it is already high [28], referring to the statement of Green et al [4] more than 60%, and also reinforced by the opinion of Ambodo et al [28] that the accuracy test of 60% can be said to be good. The results of good accuracy in this study can be caused by several possibilities, one of them is about the the recording time from satellite imagery which processed, does not vary too much with the field survey, where the Landsat 8 Satelite Imagery recording in July 2017 and field survey conducted in August 2017.…”

Research of deployment models of cloud technologies for banking information systems

“…These publications take into account the specifics of securing information that constitutes banking secrecy, but there are no proposals for data depersonalization. In particular, work [5] is devoted to solving the problem of confidentiality of data by encryption, but this imposes significant restrictions on data processing.…”

“…The work of other scientists [5][6][7] does not fully take into account the specifics of IT security provision for banking institutions.…”

Farmers’ Perceptions and Behavior which Affecting the Adoption Rate of KUB Chickens

“…For example, using TPB, researchers linked the adoption with attitudes toward behavior, subjective norms, and perceptions of behavior control (Ajzen 2005;Ghifarini 2018;Nugroho et al 2018;Rodi et al 2019;Ramadhan et al 2020). In addition, many researchers have developed TAM theory to determine the effect of ease of usage, utility, satisfaction, perceived suitability, and attitudes toward the use (Nah et al 2004;Ambodo et al, 2017).…”