We have investigated the influence of the electrolyte pH on formic acid (HCOOH) electro-oxidation on both polycrystalline Pt and Au electrodes, and on single-crystalline Au electrodes in perchloric and sulphuric acid based electrolytes. On Au electrodes, the potentiodynamic oxidation currents are found to depend in a nonlinear way on the electrolyte pH, in a bell-shaped relation with a maximum of the catalytic activity at the pKa of HCOOH. On polycrystalline Pt electrodes, this feature is not observed and the catalytic activity increases steadily with increasing pH up to pH ≈ 5 followed by a plateau until pH 10, in contrast with recent observations [T. Joo et al., J. Amer. Chem. Soc., 135 (2013) 9991]. In addition, for Au surfaces, the reaction is only weakly influenced by the electrode surface structure, while for Pt structural effects are known to be considerable. Anion effects, in contrast, are much stronger for reaction on Au than for Pt electrodes. Also, it is shown that Pt group metal free Au electrodes do not oxidize molecular hydrogen under reaction conditions. The results are discussed in relation to findings in previous mechanistic studies. Most important, the activity is on both electrodes closely correlated with the concentration of HCOO -anions, for Au with both HCOO -and HCOOH concentrations. Based on these results, a number of mechanistic proposals put forward in earlier studies must be discarded, examples for mechanisms compatible with these results are discussed.