The Role of Organizational Factors and Trust on FinTech Adoption in Indian Financial Organizations

Grandhi, Lakshmi Sujatha; Wibowo, Santoso; Wells, Marilyn; Grandhi, Srimannarayana

doi:10.1109/snpd54884.2022.10051816

Cited by 2 publications

(1 citation statement)

References 14 publications

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“…Mistrust can strictly disrupt the functioning of the banking sector during crises, thereby impeding economic growth. According to Nicolas et al (2023) and Grandhi et al (2022), people's trust in banks is influenced by numerous demographic and personal features, including age, marital status, income, education, family size, religious beliefs, and digital savvy. Acknowledging the relative significance of these factors obliged the investigation of suitable econometric models.…”

Section: Introductionmentioning

confidence: 99%

Exploring Factors Influencing Trust in Banks: A Multifaceted Analysis

Sanneh,

Qamar,

Muzamir

2024

BBE

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The intricate dynamics of trust formation within financial institutions, particularly in the banking sector, are explored in this research, combined with an exploration of the influence of attitudes and sociodemographic factors. Employing an ordered-logistic regression model on a different sample, we scrutinized the nexus between individuals' trust in banks and various factors such as age, educational attainment, technological proficiency, religious affiliations, marital status, income level, and family size. Our findings reveal several significant correlations: technological proficiency, age, and education all boost individuals' confidence in banks, whereas religious beliefs exhibit a negative relationship. Conversely, we have noted that the total number of children in a family, income level, and marital status exert adverse effects on trust in banking institutions. These discoveries underscore the complex interplay between personal attributes and attitudes in shaping perceptions of the trustworthiness of financial organizations. Policymakers and banking professionals must comprehend these dynamics to foster trust and stability within the banking sector.

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Section: Introductionmentioning

confidence: 99%

Exploring Factors Influencing Trust in Banks: A Multifaceted Analysis

Sanneh,

Qamar,

Muzamir

2024

BBE

View full text Add to dashboard Cite

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Determinants of financial performance of FinTechs in Organisation for Economic Co-operation and Development countries

AlBaker

2024

CBSR

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The study determined the effect of size, equity, labour, loans, and deposits on the performance of the financial technology (FinTechs; return on assets — ROA and return on equity — ROE). Data on FinTech performance was collected from the Refinitive Eikon platform. As prior studies have found, variables such as size, equity, labour, loans, and deposits can impact the ROA and ROE (Abbasi et al., 2021; Akbar, 2021). Drawing upon prior work examining similar relationships at the firm level one, the research analyzes a sample of 148 FinTech from 10 Organisation for Economic Co-operation and Development (OECD) countries from 2000–2022. Consistent with Abbasi et al.’s (2021) findings regarding FinTech adoption and efficiency, the impact of variables, including size, equity, loans, and deposits on returns, are evaluated. According to the study, it was clear that a rise in the company’s size led to a decline in its financial performance. The findings revealed that assets positively affected the performance of FinTechs across the different financial periods. Labour had a negative effect on the ROA across the OECD countries’ FinTechs, while loans positively affected the performance of the different FinTechs. From the study, there is a need for more collaborative research across academics, policymakers, and industry experts to better the outcomes.

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The Role of Organizational Factors and Trust on FinTech Adoption in Indian Financial Organizations

Cited by 2 publications

References 14 publications

Exploring Factors Influencing Trust in Banks: A Multifaceted Analysis

Exploring Factors Influencing Trust in Banks: A Multifaceted Analysis

Determinants of financial performance of FinTechs in Organisation for Economic Co-operation and Development countries

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