The Zakat and Technology

Nailah, Nailah; Rusydiana, Aam Slamet

doi:10.37706/ijaz.v5i3.264

Cited by 4 publications

(3 citation statements)

References 6 publications

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“…Each exemplifies Indonesian zakat institutions' efforts to respond to fintech, most notably by increasing Zakat collection. This is compelling proof that zakat institutions are adaptable to technological advancements (Hudaefi et al, 2019;Rusydiana & Nailah, 2020). The use of technology in the zakat institution system results in new goods, services, and strategic models, affecting the zakat institution system's efficiency, smoothness, security, and reliability (Friantoro & Zaki, 2019).…”

Section: Resultsmentioning

confidence: 99%

Assessing the Productivity and Technological Changes of Indonesian Zakat Institutions

As-Salafiyah

2024

DER

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Measurement of the productivity level of Islamic financial institutions in Indonesia has been widely carried out. However, not much research with the object of research in Islamic social fund institutions, one of which is zakat institutions in Indonesia. This study tries to measure the productivity performance of zakat institutions. This study uses the Malmquist Productivity Index method with DEAP 2.1 software. Data were obtained from eleven zakat institutions with a five-year research period from 2016 to 2020. This study uses the Malmquist Productivity Index method with DEAP 2.1 software. Data were obtained from eleven zakat institutions with a five-year research period from 2016 to 2020. This study is the first study to calculate the productivity level of eleven Indonesian zakat institutions with a research period of the last five years.

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Section: Resultsmentioning

confidence: 99%

Assessing the Productivity and Technological Changes of Indonesian Zakat Institutions

As-Salafiyah

2024

DER

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“…4.1.5 Visualisation of TreeMap. The word treemap is a method for showing the terms that appear most frequently in the data that has been gathered (Nailah and Rusydiana, 2020). The words commonly appear in the data set of articles examined in the field of obstacles of blockchain technology explained by the word tree map in Figure 4.…”

Section: Resultsmentioning

confidence: 99%

Beneath the surface: a bibliometric analysis of the hidden risks and costs of blockchain technology

Mahmood,

Asif,

Aljuaid

et al. 2023

IJWIS

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Purpose The purpose of this paper is to identify the negative aspects of blockchain technology and to shed the light on most productive years, countries, authors, sources and frequent keywords. Design/methodology/approach A Web of Science bibliographic data set containing 209 journal articles was evaluated using descriptive and network analytics. A two-step process is adopted in this study; descriptive analysis is initially carried out using RStudio to determine the most productive years, nations, sources and authors, and using co-occurrence of keyword analysis in VOSviewer, the most influential keywords are determined. Findings The findings reveal that 2022 is the most prolific year in terms of number of publications. It is discovered that China tops the list for having published the most articles. Similarly, the most productive authors are Kumar A and Abhishek K. Originality/value To the best of the authors’ knowledge, this bibliometric analysis is unique in that it takes a thorough approach to examine the negative aspects of blockchain technology and identify research trends and offer insights that might guide future research and practical solutions.

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“…There are more than 440 research papers published covering zakat and technology (Kasri and Yuniar, 2021; Widiastuti et al , 2021; Fauzia, 2020; Budi, 2022; Hassan and Muneeza, 2021; Hudaefi and Beik, 2021; Khatiman et al , 2021; Mohd Nor et al , 2021; Omar and Khairi, 2021; Syahbudi and Moertiono, 2021; Rusydiana and Nailah, 2020; Salleh and Chowdhury, 2020; Sulaeman and Ninglasari, 2020; Muneeza and Nadwi, 2019; Shaari et al , 2019). Muneeza and Nadwi (2019) observed that apart from using online platforms to enhance zakat administration using technology: rice automated teller machines are used to disburse zakat in-kind to the needy recipients; mobile applications are also being used; and blockchain platforms are also being used.…”

Section: Theoretical Analysismentioning

confidence: 99%

Adoption of ZakaTech in the time of COVID-19: cross-country and gender differences

Bin-Nashwan

Ismaiel

Muneeza

et al. 2023

JIMA

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Purpose Despite the significant growth in Islamic economies and the increasing number of Muslim youths inclining digital services, empirical-based research addressing the adoption of digital Islamic services is still limited. ZakaTech is a new phrase that has recently emerged as a modern term describing novel technologies adopted by zakat institutions; yet, it has been largely neglected in the literature. Therefore, this study aims to provide an integrated model that scrutinizes the determinants of acceptance and use of technology (UTAUT) of ZakaTech, combined with social cognitive theory (SCT), in the midst of the COVID-19 crisis where social distancing is the norm in conducting economic activities. Design/methodology/approach Based on cross-national evidence from two Muslim-majority countries, a total of 1,006 valid responses were collected from zakat payer users in Saudi Arabia and Egypt using a Web-based survey. To validate the research model and draw significant insights, SmartPLS structural equation modeling was used. Findings By analyzing both Saudi and Egyptian samples, the authors found that all UTAUT constructs are statistically significant, except for effort expectancy in Egypt. The effects of self-efficacy and social isolation on ZakaTech adoption are supported across both countries. Trust in technology reduces users’ inherent risks and increases their likelihood of adopting ZakaTech services in Saudi Arabia, while this is not the case in Egypt. However, the study revealed that trust in electronic-zakat systems (EZSs) is a vital predictor for mitigating perceived risk among Egyptian users of ZakaTech, but it is not the case in Saudi Arabia. Moreover, significant gender differences were found between males and females in the adoption of such digital services in both countries, particularly regarding self-efficacy, trust in EZSs, social isolation and social influence. Practical implications The results provide meaningful insights for policymakers to find ways to develop strategies to escalate the adoption of technology in zakat administration and also to create awareness among the users of ZakaTech in a gender-balanced manner that will include zakat payers and recipients as well in the hope that the digital gender divide will be bridged. Bridging the digital gender divide in this regard is imperative for sustainable inclusive development of zakat. Further, strategies need to be developed to provide incentives to zakat authorities and zakat organizations that adopt technology in managing zakat. This is important to escalate the process of fusing technology with zakat, which is an important social finance tool to eradicate poverty in the world. Originality/value This research serves as a building block for literature by empirically testing an integrated model of UTAUT-SCT within a modern and unique related context like ZakaTech. Also, it adds value by testing gender disparities in ZakaTech adoption among Muslims.

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The Zakat and Technology

Cited by 4 publications

References 6 publications

Assessing the Productivity and Technological Changes of Indonesian Zakat Institutions

Assessing the Productivity and Technological Changes of Indonesian Zakat Institutions

Beneath the surface: a bibliometric analysis of the hidden risks and costs of blockchain technology

Adoption of ZakaTech in the time of COVID-19: cross-country and gender differences

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