Training vs. informal financial services for the promotion of financial literacy and inclusion in Uganda

Agabalinda, Colin; Steel, William F.

doi:10.3362/1755-1986.20-00011

Cited by 3 publications

(1 citation statement)

References 24 publications

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“…En ese sentido los entrevistados refiere que es importante establecer mecanismos de acercamiento de los servicios financieros a la población con discapacidad mediante medios de comunicación eficientes en lo que deviene inexorablemente en la capacitación especializada del personal de las agencias financieras con la finalidad de atender las demandas de los usuarios. Como dirá (Agabalinda, 2021) quien propone aumentar la alfabetización financiera e inclusión en la formación financiera es decir aumentar la comprensión y uso de los servicios financieros formales.…”

Section: Capacitaciónunclassified

Población con discapacidad e inclusión financiera

Pacheco¹

2022

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El presente libro es una adaptación de una investigación presentada a la Universidad César Vallejo, que tuvo como objetivo analizar cuáles fueron las dificultades en la inclusión financiera de la Oficina Municipal de Atención a las Personas con Discapacidad Distrito de Paramonga (Perú). Fue de enfoque cualitativo, el tipo de investigación fue básica, el diseño de investigación fue estudio de caso. Se empleó como técnicas entrevistas semi estructuradas, observación y análisis documental. Además, se utilizó el método inductivo para el desarrollo y análisis de información recabada dentro de la unidad de estudio. Los resultados permitieron concluir que existen dificultades respecto a la inclusión financiera de la Oficina Municipal de Atención a las Personas con discapacidad, producto de una falta de articulación entre los organismos públicos y privados por la falta de información adecuada respecto a los beneficios de la inclusión financiera para este grupo social. Existe un esfuerzo por lograr esta inclusión, así como un marco normativo al respecto; pero debido a la falta de articulación las estrategias implementadas no resultan en beneficio para la población con discapacidad a fin de lograr su efectiva inclusión dentro la sociedad.

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Section: Capacitaciónunclassified

Población con discapacidad e inclusión financiera

Pacheco¹

2022

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Does Digital Inclusive Finance Promote Entrepreneurship? Evidence From Chinese Cities

Gao

WANG

2022

Singapore Econ. Rev.

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There is a significant interest among policymakers and academics about whether or not digital inclusive finance (DIF) has achieved its intended effect in promoting entrepreneurship in China. This paper addresses this question from both the theoretical and empirical perspectives. Based on the panel data of 284 prefecture-level cities from 2011 to 2019 in China, this paper empirically explores the influence and mechanism of DIF on urban entrepreneurship by employing the fixed effect model and the interactive fixed effects model. The results show that the aggregate index of DIF, coverage breadth index (CBI), usage depth index (UDI) and digitization-level index (DLI) of DIF do significantly promote entrepreneurship. Moreover, further tests of robustness and endogenous treatment also have proved incentive effect. DIF can promote entrepreneurship through three mechanisms: increasing government infrastructure investment, stimulating resident consumption and motivating enterprise innovation. Heterogeneity analysis shows that the effect of DIF in promoting entrepreneurship is more obvious in medium-sized enterprises, the western regions and regions with low levels of entrepreneurship. Therefore, the government needs to vigorously accelerate the development of DIF and create a good external environment for entrepreneurship. DIF policies should be regionally differentiated to more effectively achieve the entrepreneurial targets.

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Effect of gender as a moderating variable on financial vulnerability using hierarchical regressions: Survey evidence from Indonesian traditional market traders

Hapsoro

Saputro

Indraswono

et al. 2022

Investment Management and Financial Innovations

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Market traders have a significant contribution to GDP in Indonesia; however, their level of education is still low. This leads to a high level of financial vulnerability, so it is important to study this issue, and there is still not enough research on financial vulnerability. Market traders are considered to be more vulnerable to fraud and poor financial management, and this is more common among female traders who have a relatively high level of consumption and economic dependence on men. This study aims to determine the effect of financial behavior and digital financial literacy on financial vulnerability. In addition, the gender interaction between the two relationships was also tested to better understand whether gender weakens or strengthens the relationship. Using a survey method on 278 market traders in Indonesia and hierarchical regression analysis, the results show that digital financial literacy and financial behavior have a negative significant influence on financial vulnerability of market traders. This means that low digital financial literacy and poor financial behavior lead to high financial vulnerability of market traders. In addition, the results of the interaction test show that the negative effect of financial vulnerability is greater for men than women. This is because men usually provide for their families, so they will always try to improve their financial performance and productivity. An important implication of this study is to provide recommendations to the government and associations to further improve the digital literacy skills of market traders, especially female traders through training or mentoring. AcknowledgmentThis research was funded by the Directorate of Research, Technology and Community Service (DRTPM) of the Indonesian Ministry of Education and Culture in 2022 with the National Competitive Basic Research Grant scheme.

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Training vs. informal financial services for the promotion of financial literacy and inclusion in Uganda

Cited by 3 publications

References 24 publications

Población con discapacidad e inclusión financiera

Población con discapacidad e inclusión financiera

Does Digital Inclusive Finance Promote Entrepreneurship? Evidence From Chinese Cities

Effect of gender as a moderating variable on financial vulnerability using hierarchical regressions: Survey evidence from Indonesian traditional market traders

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