Users' Acceptance of Using Biometric Authentication System for Bahrain Mobile Banking

Abstract

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User perceptions and use of authentication methods: insights from youth in Mexico and Bosnia and Herzegovina

“…This study was performed in Spring 2019, while privacy concerns and reluctance to share biometric data might have ICS 30,4 persisted, including among young users. The privacy concerns about providing, storing and using biometric data, and the potential negative effects on biometric methods' adoption, was also seen in prior studies (Mirza et al, 2018). Nevertheless, it would be interesting to explore whether COVID-19, the resulting proliferation of online activities and greater willingness to use cameras and microphones, influenced changes in user perception and prevalence of adoption of biometric authentication schemes.…”

“…Authentication methods are classified into: knowledge-based, which employ something a user knows; possession-based, derived from something a user has; and identity-based, i.e., methods that exploit what a user is (Shafique et al, 2017). Commonly, these methods have been evaluated for: deployability (Bonneau et al, 2012); user preferences (Mirza et al, 2018;Zimmermann and Gerber, 2020); and usability and security, from a technical (Bonneau et al, 2012;Ferrag et al, 2020), as well as user perspective (Andriotis et al, 2016;Zimmermann and Gerber, 2020).…”

“…Among the biometric methods, fingerprint and iris recognition were preferred for their perceived security (Zimmermann and Gerber, 2017). Fingerprint authentication was also well adopted in sensitive online services, as is mobile banking (Mirza et al, 2018). Zimmermann and Gerber (2020) further observed users' interaction with twelve authentication schemes.…”

“…Furthermore, the use of authentication schemes in different contexts needs further consideration (Velásquez et al, 2018). The limited number of countries (often West-dominated) covered by prior research includes: user attitude toward biometric schemes in India, South Africa and the United Kingdom (Riley et al, 2009); effect of gender on perceptions of biometrics in Saudi Arabia (Al-Harby et al, 2009); user opinions about graphical passwords in the UK (Andriotis et al, 2016); user acceptance of biometrics for mobile banking in Bahrain (Mirza et al, 2018); lab-based study in Germany evaluating 12 biometric and non-biometric schemes (Zimmermann and Gerber, 2020). Therefore, our paper contributed by exploring university students' perceptions of usability and security of five authentication methods, and their use on different computer devices.…”

“…methods that exploit what a user is (Shafique et al , 2017). Commonly, these methods have been evaluated for: deployability (Bonneau et al , 2012); user preferences (Mirza et al , 2018; Zimmermann and Gerber, 2020); and usability and security, from a technical (Bonneau et al , 2012; Ferrag et al , 2020), as well as user perspective (Andriotis et al , 2016; Zimmermann and Gerber, 2020).…”