Willingness to Be a Partner in Musharakah Mutanaqisah Home Financing: Empirical Investigation of Psychological Factors

Amin, Hanudin; Rahman, Abdul; Razak, Dzuljastri Abdul

doi:10.17576/pengurusan-2014-40-06

Cited by 16 publications

(41 citation statements)

References 37 publications

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“…Ce résultat, en cohérence avec la conception de Fishbein et Ajzen (1975) et d'Ajzen (1991, admet l'influence positive de l'attitude sur l'intention comportementale des individus (β=0.46 ; t=8,860 ; p<0.001). Il vient soutenir les résultats de Wahyuni (2012), Amin et al (2014b) et Alam et al (2012). L'influence des normes subjectives sur l'intention d'acceptation est, de son côté, significativement positive (β=0,254 ; t=4,919 ; p<0.001).…”

Section: Discussionunclassified

“…Elle est, ainsi, conjointement déterminée par l'attitude de cet individu envers l'action à menée et par les normes subjectives. Plusieurs études ont démontré que l'attitude envers le comportement exerce une influence positive sur l'intention comportementale dans divers domaines, y compris la finance islamique (Abduh et al, 2011, Abduh and Dzuljastri, 2012, Alam et al, 2012, Amin et al, 2014b, Amin et al, 2014a, Amin and Chong, 2011, Echchabi and Olaniyi, 2012, Lada et al, 2009, Wahyuni, 2012. Elles admettent que l'attitude exerce une influence positive sur l'intention d'accepter les différents produits et services financiers islamiques.…”

Section: Modèle De Rechercheunclassified

“…L'impact des normes subjectives sur l'intention comportementale a été, également, approuvé dans le contexte de la finance islamique. En effet, plusieurs recherches ont étudié cette relation dans le cadre de la prédiction du comportement d'acceptation des produits et services des banques islamiques (Abduh et al, 2011, Abduh and Dzuljastri, 2012, Alam et al, 2012, Amin et al, 2014b, Amin et al, 2014a, Amin and Chong, 2011, Echchabi and Olaniyi, 2012, Lada et al, 2009, Wahyuni, 2012. Une grande partie, de ces travaux affirme que la variable normes subjectives est un facteur imminent pour prédire l'intention.…”

Section: Normes Subjectivesunclassified

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Prediction de l'Acceptation des Banques Islamiques : Une Extension de la Theorie de l'Action Raisonnee

Abourrig

Rachidi

2016

FFI

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L'objectif de cette étude est la prédiction de l'acceptation des produits et services des banques islamiques, à la veille de leur introduction au marché bancaire marocain. Pour ce faire, les auteurs présentent une extension de la théorie de l'action raisonnée (TAR) de Fishbein et Ajzen (1975). Ils y ont intégré l'engagement religieux du client pour l'adapter au domaine de la finance islamique et au contexte marocain. Les résultats de l'enquête, menée auprès de 500 clients potentiels des banques islamiques au Maroc, attestent la capacité du modèle proposé à prédire 49% de la variance de l'intention d'acceptation des produits et services de ces banques. En outre, l'engagement religieux du client est également l'un des facteurs déterminant de l'intention. Toutefois, son introduction ne permet qu'une amélioration limitée de la capacité prédictive de la TAR.

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Section: Discussionunclassified

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Section: Normes Subjectivesunclassified

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Prediction de l'Acceptation des Banques Islamiques : Une Extension de la Theorie de l'Action Raisonnee

Abourrig

Rachidi

2016

FFI

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“…There exists various empirical studies with regards to Malaysia but there is a dearth of studies in the context of Pakistan. Literature on previous empirical studies in the context of Islamic mortgage is considered including (Abduh & Abdul Amin, 2008;Amin, Abdul, & Razak, 2013, 2014a, 2014b, 2016Amin, Rahim, Dzuljastri, & Hamid, 2017;Amin, Rahman, & Razak, 2014;Ayesha and Omar (2011) Amin (2008) in his study on Islamic mortgage employs a quantitative approach. He applied independent samples T-test and analysis of variance (ANOVA) for investigating the Malaysian customer's preferences for house mortgage selection criteria.…”

Section: Empirical Studies On Islamic Mortgagementioning

confidence: 99%

“…Business and Society Amin et al (2013) in an effort to investigate customers' acceptance of Islamic mortgage, used an integrated model combining two theories, namely, TBP and diffusion theory of innovation (DOI). Moreover, Amin, Rahman, et al (2014) in a similar quest for consumers' eagerness to use Islamic mortgage, applied TPB to determine those who want to be a partner in diminishing partnership Islamic mortgage facility. They used structural equation modelling in order to find the relationship between customer's willingness and attitude, perceived behavioural control and subjective norm.…”

Section: Business and Societymentioning

confidence: 99%

The Moderating Effect of Age, Gender and Educational Level on Relationship between Emotional Intelligence and Job Satisfaction : An Analysis of the Banking Sector of Pakistan

Mohammad¹,

Akhtar²,

Rahman³

2018

MEJB

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Advanced manufacturing technologies are improving both the practice of medicine and the teaching of medicine. This paper reviews the application of specific simulation using lifelike physical models in the teaching of surgical techniques to medical and surgical students. The direct engagement of the teaching professionals in the design of the models,and as an ongoing strategic partnership and usage feedback loop, to address specific clinical pathogies and procedures and provide better teaching outcomes.

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Malaysian consumers’ willingness to choose Islamic mortgage products

Amin

Abdul-Rahman

Abdul-Razak

2016

IJBM

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Purpose The purpose of this paper is to understand consumers’ willingness to choose Islamic mortgage products as a way to help Islamic banks tap into the Islamic mortgage sector in Malaysia. Design/methodology/approach Using the Theory of Interpersonal Behaviour as a point of departure, this study proposes a framework that examines factors influencing consumers’ willingness to choose Islamic mortgage products. A total of 282 usable surveys are obtained from customers of Islamic banks and the data were analysed using partial least squares. Findings The results indicate that affect, social factors, and facilitating conditions influence willingness to choose Islamic mortgages. Besides these factors, the added factors, namely, perceived risk and perceived financial benefit, significantly influence consumers’ willingness to choose Islamic mortgages. Research limitations/implications This study is confined to two public universities in Malaysia. Further testing of the proposed model across different population groups is necessary to determine the generalisability of this study’s findings. This study applies consumer factors such as affect, social factors, facilitating conditions, perceived risk and perceived financial benefit. Further testing on other factors is needed to expand the findings in this area. Practical implications The results could help bank managers make improved decisions about the factors which they need to effectively market Islamic mortgage products. This study provides insights and guidance for bank managers to manage Islamic mortgage products. Originality/value The main contribution of this paper is a proposed framework of consumers’ willingness to choose Islamic mortgage products which takes into account the key factors necessary to predict consumers’ demand.

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Willingness to Be a Partner in Musharakah Mutanaqisah Home Financing: Empirical Investigation of Psychological Factors

Abstract: This study is aimed at explaining factors influencing the intention to be a partner amongst bank customers in musharakah

Cited by 16 publications

References 37 publications

Prediction de l'Acceptation des Banques Islamiques : Une Extension de la Theorie de l'Action Raisonnee

Prediction de l'Acceptation des Banques Islamiques : Une Extension de la Theorie de l'Action Raisonnee

The Moderating Effect of Age, Gender and Educational Level on Relationship between Emotional Intelligence and Job Satisfaction : An Analysis of the Banking Sector of Pakistan

Malaysian consumers’ willingness to choose Islamic mortgage products

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