This article investigates the differences and similarities of tourism industry of the two provinces of Vietnam, one is situated in the North and the second is situated in the South. These two geographically and culturally dispersed provinces have many things to offer to the tourists both domestic and international.

The purpose of this study is to evaluate the factors affecting the decision to deploy a credit management system at commercial banks in Da Nang city. The author used a combination of mixed research methods in this study. The qualitative research method aims to build a research model from the analysis of previous related studies. The author used a quantitative method to survey 336 subjects who are managers, direct employees of the credit department at banks. Research results show that there are four factors that greatly influence the decision to choose a bank. Deposit individual customer savings in order: usefulness, controllability, relevance, and implementation cost. Through this result, it will help commercial banks orient the development of LOS credit management system at commercial banks in the future.   Received: 10 January 2022 / Accepted: 25 June 2022 / Published: 5 July 2022

This article points out the main potential of two important province of Vietnam, one in the North and one in the South, in development tourism industry. This article, by comparative analysis, also shows how to take advantages of the given potential in case of these provinces in general strategy of tourism development of the country.

This article points out the main tourism products and services of two important province of Vietnam, one in the North and one in the South and shows how to develop tourism industry globally. This article, by comparative analysis, also shows how to take advantages of the given potential to develop international offer of tourism products and services in case of these provinces in general strategy of tourism development of the country.

This article points out the main tourism development potential of two important province of Vietnam, one in the North and one in the South and shows how to develop tourism industry globally based of the currently possessed potential. This article, by comparative analysis, also shows how to take advantages of the given potential to develop tourism industry in case of these provinces in general strategy and context of tourism development of the country.