1. The Young Adult Perspective on Health Insurance

Insuring Young Adults in the United States Through the Affordable Care Act

“…In spite of this historical increase in health insurance coverage, in this issue of the Journal of Adolescent Health, the research by Wong et al [7] offers timely and sobering insights shared by young adults themselves about the persistent and significant barriers to their successful enrollment. Although the reasons for lack of insurance among young adults have been documented, how ACA policies and state health insurance exchanges are perceived on an individual level has previously received limited attention.…”

The voyage of a navigator

“…5 A Kaiser Family Foundation survey of consumer assister programs found that the majority of consumers who sought assistance— particularly the young—were uninsured and had difficulty understanding basic health insurance terms. 5,6…”

“…5 A Kaiser Family Foundation survey of consumer assister programs found that the majority of consumers who sought assistance-particularly the young-were uninsured and had difficulty understanding basic health insurance terms. 5,6 The inability to understand alternatives and their trade-offs leads individuals to make suboptimal decisions. 7,8 If individuals choose suboptimal health insurance plans and are dissatisfied with the plans, they are less likely to use the insurance.…”