This paper introduces a base and catalyst‐free “on water” protocol for the “Green” access to a series of privileged, potential biologically active important synthetic targets coumarin‐3‐carboxylic acids of diverse structures bearing electron withdrawing/donating groups, hydrophobic long chain alkyl groups in aromatic ring. The target compounds were synthesized by reacting substituted o‐hydroxy‐aryldehydes with Meldrum's acid in the water ‐ SDS micellar system. Water‐SDS is a proven, yet powerful surfactant system to provide hydrophobic cavities in water as a reactor for the organic reactants. It is believed that the condensation occurs inside the hydrophobic cavity which helps the completion of the reaction. Multi‐gram scale reaction was also performed to demonstrate the scalability and practical applicability of the developed methodology. Moreover, the reusability of the post‐reaction waste shows that the waste can be reused in consecutive cycles without compromising the yield. The structure of one of the synthesized compounds was further confirmed by single‐crystal XRD studies. This developed protocol promises advantages like energy efficiency, operational simplicity, easy workup, chromatography‐free purification, recyclability of post‐reaction waste, scalable method and provides excellent yields of the targeted coumarin ‐3‐carboxylic acids.