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Utomo, Mohamad Nur; Kaujan, Kaujan

doi:10.25124/jmi.v19i2.1853

Cited by 3 publications

(3 citation statements)

References 7 publications

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“…The results of the second hypothesis prove that financial literacy affects employee performance. This has also been proven by Utomo & Kaujan (2019) that financial literacy can improve employee performance because it helps employees make decisions about good financial management. Good financial management will have a positive impact on employee performance because if employees can manage personal and institutional finances well, it will have implications for professional performance.…”

Section: F Testmentioning

confidence: 93%

Self-Efficacy and Financial Literacy Influencing Employee Performance of West Sumatera Merchant Marine Polytechnic

Prabowo,

Yumna

2023

jmpp

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Employee performance is influenced by self-efficacy and financial literacy. The purpose of this study was to determine the effect of self-efficacy on employee performance, the effect of financial literacy on employee performance, and the effect of self-efficacy and financial literacy on employee performance at the West Sumatera Merchant Marine Polytechnic. This research is quantitative research with ex post facto methods. The population of this study was all employees at West Sumatera Merchant Marine Polytechnic. The research sample was selected by using a purposive sampling technique which only selected the civil servants totaling 73 people. The research instrument is a questionnaire. The data collection technique in this study was to distribute the questionnaire directly to the sample. The data analysis technique used multiple linear regression analysis with the help of SPSS statistics 25. The results showed that there is a positive effect of self-efficacy on employee performance, a positive effect of financial literacy on employee performance, and the effect of self-efficacy and financial literacy simultaneously on the employee performance of the West Sumatera Merchant Marine Polytechnic. So it is recommended that every employee and agency leader pay attention to self-efficacy and financial literacy factors to realize optimal employee performance.

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Section: F Testmentioning

confidence: 93%

Self-Efficacy and Financial Literacy Influencing Employee Performance of West Sumatera Merchant Marine Polytechnic

Prabowo,

Yumna

2023

jmpp

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“…Termasuk didalamnya ialah keterampilan yang dipahami dan dikuasai tentu saja dengan tujuan untuk mengubah jenjang hidup ke arah lebih baik dengan merencanakan serta mengalokasikan keuangan seoptimal mungkin (Saputra et al, 2021). Literasi keuangan merupakan kunci dari manajemen keuangan pribadi (Utomo & Kaujan, 2019). Literasi keuangan tentu saja berperan penting dalam pengelolaan keuangan individu (Saputra et al, 2021).…”

Section: Financial Literacyunclassified

Faktor Yang Mempengaruhi Minat Gen Z Dalam Berinvestasi Di Pasar Modal

Toto,

Kartika

2023

crmj

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This study aims to determine the factors that influence the lack of investing intention in the capital market in students of the Faculty of Economics, Universitas Galuh, based on data from the Faculty of Economics, Universitas Galuh. Based on information from the Academic section, the number of active students in 2022 is 2000, while according to data from the Indonesia Stock Exchange Investment Gallery, data for opening a Customer Fund Account are 100 students. Based on this phenomenon, the author aims to analyze this. The research method used a qualitative approach, namely by using a method that involves more data and information through respondents as subjects who can provide answers to this research. Respondents in this study collected data by obtaining journals related to titles, observing and conducting interviews with students of the Faculty of Economics, Universitas Galuh. Based on the results of the study, there are several things that influence Z Generations investing intention, including technological advances, financial literacy, income, expected return, stock risk and information.

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“…Di Indonesia saat ini, generasi milenial, kelahiran tahun 1981 -2000, menempati populasi tertinggi, yaitu sebanyak 63,4 juta jiwa atau 24% dari total penduduk Indonesia. (Utomo, 2019) Hal tersebut merupakan tanda akan terjadi bonus demografi yang ditandai dengan menurunnya rasio ketergantungan. Berdasarkan hasil proyeksi sensus penduduk, bonus demografi akan berada dititik terendah pada kurun waktu tahun 2028 hingga 2031, sedangkan berdasarkan proyeksi supas, bonus demografi akan terjadi pada tahun 2021 hingga 2022.…”

Section: Pendahuluanunclassified

Gaya Gaya Investasi Generasi Milenial Pendidik Non-PNS di Kabupaten Nganjuk

Wijayanti¹

2022

ekuitas

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The teaching profession in Nganjuk Regency is in great demand by the millennial generation, but this generation has not yet been appointed as ASN, so the average income earned is far below the minimum wage for Nganjuk Regency. On the other hand, many of the educators have other sources of income and have a habit of buying gold jewelry when earning additional income. Therefore, this study aims to identify the investment style of the millennial generation, especially non-PNS educators in Nganjuk Regency. The research method used is a qualitative method with a phenomenological approach. Research data collection techniques using in-depth interviews and observation techniques. The results of this study state that the type of investment chosen by the millennial generation with low income is gold jewelry, gold precious metals, creating a reseller system in their business and investing in stocks. The investment strategy used is without saving. If the income is excessive, it will buy assets that can hedge the money earned. The strategy used by educators who invest in stocks is to save excess income in a stock account so that they can immediately buy shares when the time is right. The Covid-19 pandemic has not had much of an impact on the investment strategy of educators in Nganjuk Regency. For stock investment, they prefer not to buy shares first, even more to sell shares that are considered no longer in surplus.

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Untitled

Cited by 3 publications

References 7 publications

Self-Efficacy and Financial Literacy Influencing Employee Performance of West Sumatera Merchant Marine Polytechnic

Self-Efficacy and Financial Literacy Influencing Employee Performance of West Sumatera Merchant Marine Polytechnic

Faktor Yang Mempengaruhi Minat Gen Z Dalam Berinvestasi Di Pasar Modal

Gaya Gaya Investasi Generasi Milenial Pendidik Non-PNS di Kabupaten Nganjuk

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