Recent earthquakes demonstrated the vulnerability of existing and historical masonry constructions. Many strengthening techniques for the seismic retrofitting of these structures have been introduced in the literature. Among these, FRCM strategies, based on the application of fibrereinforced composite materials on the masonry surface through inorganic mortar layers, has become rather popular due to their physic and mechanic compatibility with historical masonries, low invasiveness and capacity to improve both the in-plane and the out of plane masonry behaviour. In this paper, a simplified discrete model, working at the material macroscale, is proposed to simulate the in-plane behaviour of masonry panels strengthened by FRCM systems. The proposed modelling approach is based on the DMEM model, whose calibration is enhanced to encompass the properties of the externally bonded strengthening system. According to the proposed strategy, the masonry support and the FRCM layers are simulated by an equivalent homogeneous material, discretised by a mesh of shear-deformable articulated quadrilaterals interacting along their edges by means of 2D unilateral cohesive-friction links. The model is implemented in OpenSees and validated by simulating experimental shear-diagonal tests, available in literature.