A goal programming model for the best possible solution to loan allocation problems

Sharma, Dinesh K.; Ghosh, Debasis; Alade, Julius A.

doi:10.1007/bf03012349

Cited by 1 publication

(1 citation statement)

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“…Academic literature on the use of optimization techniques in investment planning in credit unions is scant. However, the central problem is to define the proper priorities in the allocation process [23].…”

Section: Do Decision Making In Fismentioning

confidence: 99%

Transdisciplinary Credit Allocation Policy to Foster Regional Economic Development Through Financial Institutions

Trigos

Aldana

2022

Advances in Transdisciplinary Engineering

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Corporate philosophies of multiple financial institutions, including development banks, address regional economic development as their corporate driver. Regardless the latter, regional development financial institutions usual priority focuses primarily on individual application credit risk assessment, without a designed long term policy to impact strategic industries and its regional key economic objectives. With a transdisciplinary approach that involves a number of engineering (engineering economics, mathematical programming) and non engineering disciplines (finance, accounting, banking, policy making) that takes into account the full set of stakeholders (credit applicants, financial institutions, society at large, governments, among others), the contribution of this work impact the future of engineering practice by providing a framework (a method that includes a ready to use decision support tool) to design a transdisciplinary credit allocation policy that financial institutions could rely on to have a targeted aim significant impact in the strategic economic transformation of focused regions. A numerical illustration is provided to highlight the specifics of this transdisciplinary policy for the benefit of practitioners and society.

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Section: Do Decision Making In Fismentioning

confidence: 99%