First-order convergence in time and space is proved for a fully discrete semi- implicit finite element method for the two-dimensional NavierâStokes equations with L 2 ini- tial data in convex polygonal domains, without extra regularity assumptions or grid-ratio conditions. The proof utilises the smoothing properties of the NavierâStokes equations in the analysis of the consistency errors, an appropriate duality argument, and the smallness of the numerical solution in the discrete L 2 ( 0 ,t m ; H 1 ) norm when t m is smaller than some constant. Numerical examples are provided to support the theoretical analysis.