A long-term analysis of efficiency in the Italian banking system from 1861 to 2010

Bartoletto, Silvana; Garofalo, Antonio

doi:10.1016/j.strueco.2022.02.015

Cited by 10 publications

(5 citation statements)

References 57 publications

Supporting

Mentioning

Contrasting

Order By: Relevance

“…The result of this analysis performs different view as it uses two methods to get complete results for two different objectives. The first method is Stochastic Frontier Analysis (SFA) which is used to analyze the efficiency of the banks, and the second is Panel of ARDL (Autoregressive Distributed Lagged) which is applied to analyze the short-term and long-term relationship (Agovino et al, 2022) between digital transformation and efficiency of the bank, as well as to lead toward the discussion of digital transformation as the determinant of neobanks' efficiency. The data selection focused on Indonesia's neobanks making it different from the existing literature.…”

Section: Introductionmentioning

confidence: 99%

Revolutionizing Banking: Neobanks’ Digital Transformation for Enhanced Efficiency

Shanti,

Siregar,

Zulbainarni

et al. 2024

Preprint

View full text Add to dashboard Cite

The changing of banking customer preferences after Covid-19 pandemic encourages banking transformation. Neobanks emerges as innovation in banking that enter the market to compete with the incumbent banks by offering new digital experience for customer. This paper analyzes the neobanks which transformed from traditional bank, specifically its efficiency after they implement digital transformation. Efficiency is measured by using Stochastic Frontier Analysis (SFA). This study also uses Pooled Mean Group (PMG) of Panel ARDL (Autoregressive Distributed Lagged) to investigate digital transformation as one of determinants neobank’s efficiency, as well as to examine the existence of short-term and long-term relationship between digital transformation and efficiency. The SFA results show that the efficiency of the neobanks increase after they carry out digital transformation. Furthermore, from PMG Panel ARDL, it can be concluded that digital transformation is one of determinant of efficiency and there is longevity relationship between digital transformation and efficiency. In the short run, digital transformation has a significant and negative correlation with efficiency and in the long run, it has a significant positive relationship because initially digital transformation cost for operational and risk management innovation decreases the profit efficiency, but afterwards it increases the profit efficiency.

show abstract

Section: Introductionmentioning

confidence: 99%

Revolutionizing Banking: Neobanks’ Digital Transformation for Enhanced Efficiency

Shanti,

Siregar,

Zulbainarni

et al. 2024

Preprint

View full text Add to dashboard Cite

show abstract

“…Considering the COVID-19 pandemic, the authors examined the capital, assets, management, earnings, and liquidity ratios of local commercial banks in Malaysia. This study is significant because the banking industry is one of the primary components of the financial system and contributes significantly to economic health and productivity (Agovino et al, 2022). To ensure a healthy, solid, and stable banking sector, the banks must be analyzed and evaluated to allow the smooth correction and removal of potential vulnerabilities.…”

Section: Introductionmentioning

confidence: 99%

The utilization of CAMEL framework in analyzing the financial soundness of commercial banks in Malaysia: Pre and in the time of Covid 19

Nizar

Zainudin

Saddam

et al. 2023

IMBR

View full text Add to dashboard Cite

The COVID-19 pandemic has impacted many aspects of the economy, including commercial banking. This research aims to analyze the health of Malaysia's commercial banks before and during the COVID-19 pandemic. To accomplish this, the authors employed the CAMEL framework, widely recognized as one of the best tools for evaluating a bank's health. The study aims to comprehend the pandemic's impact on the financial health of banks during the pandemic. Secondary data was gathered from the financial statements of eight local commercial banks from 2017 to 2021. Results from this study suggest that the performance of commercial banks in Malaysia was generally stable and well-capitalized, with low non-performing loans and strong profitability before and during COVID-19. This study offers a new understanding of the effect of the pandemic on banking operations in Malaysia, a country whose financial system depends mainly on banks.

show abstract

“…The international expansion of the banking industry makes it more and more important for the growth of the financial system (Agovino et al ., 2022). The financial authorities must therefore prioritize maintaining banking stability and ensuring equity and fairness of competitive advantage among banks globally (Nguyen et al ., 2021).…”

Section: Introductionmentioning

confidence: 99%

Investigating the financial efficiencies and productivities of the banking sector

Gökgöz,

Yalçın,

Salahaldeen

2023

JES

View full text Add to dashboard Cite

PurposeThe banking industry, which is one of the most significant industries when taking into account both deposit sizes and employment statistics in Turkey, is one of the country's primary economic drivers. In this regard, it is highly important to evaluate banks as it is necessary to present to what extent they use their resources efficiently. The main purpose of the study is to analyze the efficiencies of Turkish banks by the two-stage data envelopment analysis (DEA) and Malmquist productivity index (MPI).Design/methodology/approachThe authors aim to analyze both the efficiency and productivity of Turkish banks by two-stage DEA and the MPI, which enable decomposing into sub-sections of production processes. Hence, more detailed insight into the Turkish banking system can be presented through two-stage efficiency and production approaches.FindingsDEA results indicate that two out of three state-owned banks achieved resource efficiency while none of the investigated banks performed profit efficiency throughout the investigated period. Besides, average resource efficiency is found higher than average profit efficiency in Turkish banks. MPI results reveal that both technological and technical improvement prospects exist for Turkish banks.Originality/valueThe original contribution of this paper is to employ two-stage DEA and the MPI, which reflect both the static and dynamic performance of the Turkish banking sector. In this regard, this study aims to be a pioneer by both reflecting the static and dynamic performance analysis of Turkish banks.

show abstract

A long-term analysis of efficiency in the Italian banking system from 1861 to 2010

Cited by 10 publications

References 57 publications

Revolutionizing Banking: Neobanks’ Digital Transformation for Enhanced Efficiency

Revolutionizing Banking: Neobanks’ Digital Transformation for Enhanced Efficiency

The utilization of CAMEL framework in analyzing the financial soundness of commercial banks in Malaysia: Pre and in the time of Covid 19

Investigating the financial efficiencies and productivities of the banking sector

Contact Info

Product

Resources

About