“…For example, our finding that people with skin NTDs faced out-of-pocket payments at health facilities, even though Ghana’s NHIS notionally covers treatment of skin diseases (including skin NTDs), reflects systemic problems with the NHIS; only half of Ghana’s population is enrolled in the NHIS, and even for those with a valid subscription, delayed claim payments, frequent facility stock-outs, and unapproved charges result in out-of-pocket expenditure [ 33 ]. Our findings on illness representations and stigma echo other studies from Ghana, which found yaws to be associated with dirty water and witchcraft [ 11 ] and BU to be associated with working, bathing, swimming in or drinking unclean water [ 12 , 34 – 37 ]; insect bites [ 12 , 34 , 38 ]; “weak blood” in children [ 12 ]; and witchcraft [ 11 , 12 , 17 , 18 , 21 , 25 , 32 ]. A minority of people, including health workers, consistently perceive BU as contagious [ 11 , 12 , 17 , 18 , 21 , 25 , 32 ] and BU-affected individuals commonly experience stigma [ 38 , 39 ].…”