“…For example, the British neobank Revolut, a financial technology company founded in the UK in 2015, has expanded its services to the US markets, it is active in a number of countries around the world, including the UK, European Union countries, Switzerland, Australia, Canada, Japan, Singapore. The company offers a wide range of conventionally classic financial services such as current accounts, debit cards, foreign exchange, cryptocurrency exchange, savings accounts and insurance (Jha et al, 2022;Tightiz & Yoo 2023). In addition to its traditional banking services, the company also recently launched a range of premium subscription plans that offer additional features such as travel insurance, increased cashback and access to airport lounges (Buchi et al, 2019;Virdi & Mer 2023;Glushchenko et al, 2019).…”