A Proposed Online Shopping and Payment Framework With Application of Encryption and Steganography for Enhanced Security

Abstract

Advances in technology has IntroductionThe advances in technologies have greatly changed the way things are done, ranging from education, governance, manufacturing, shopping, etc. It has made sales and purchases (shopping) of goods and services from any part of the world such an easy task to accomplish through the use online merchant service (online stores) and online payment methods or some others such as Cash on Delivery (COD), Cheque/Check, Debit card, Direct Debit, Electronic Money, Gifts Card, Postal Money Order, Wireless Transfer/Delivery on Payment (DOP), Invoice, Bitcoins (Lopresti, 2007;Rao, 2010). These concepts are simply referred to as Online Shopping or e-tail.In online shopping, customers assess, order and make payments for their order either online or on delivery. When payment is made online, the customer provides merchant with their Bank Card details such as card number, expiry month, expiry year, card holder name, card CVV and card pin. With these information, the merchant can request payment from customer's bank and withdrawals are made from the customer's bank.Though this approach has made shopping faster and better, it has introduced security challenges. Hackers employ social engineering, phishing (Murugeswari, et al., 2015), sniffing, etc. to steal these