“…exposure to risk factors is linked to decrements in psychological, behavioral, and social adjustment (e.g., Compas, Howell, Phares, Williams, & Giunta, 1989;Cowan, Cowan, & Schulz, 1996;DuBois, Felner, Brand, Adan, & Evans, 1992;Gutman, Sameroff, & Cole, 2003). For example, exposure to stressful life events has been linked to psychological distress, psychopathology, and substance abuse (see Clark & Miller, 1998, for review).…”