“…Moreover, there is an increasing demand for risk assessments that evaluate insights into hazards, consequences and vulnerabilities in an integrated way Thieken et al, 2014;Merz et al, 2014). Also, a good understanding of perceptual and behavioural aspects, possibly leading to higher or lower exposure and vulnerabilities, is needed for a comprehensive and sustainable risk management (Ludy and Kon-dolf, 2012;Bubeck et al, 2012Bubeck et al, , 2013Kreibich et al, 2011Kreibich et al, , 2015Collenteur et al, 2014;Holub et al, 2011;Di Baldassarre et al, 2013). Further complexity is added by the (projected) changes in climate, exposure and vulnerability (Merz et al, 2014;Bubeck et al, 2011;Jongman et al, 2015).…”