Abstract-The increasing development of wireless networks and the widespread popularity of handheld devices such as Personal Digital Assistants (PDAs), mobile phones and wireless tablets represents an incredible opportunity to enable mobile devices as a universal payment method, involving in daily financial transactions. Unfortunately, designing a secure mobile payment schemes is more challenging than wired payment protocol due to the constraints of wireless network and mobile devices. The existing Public Key Infrastructure (PKI) based electronic payment protocol such as Secure Electronic Protocol (SET) and Internet Payment Protocol (iKP) cannot be directly adopted in wireless environment. Over the past ten years, a numerous of mobile macro-payment schemes have been proposed to solve the challenges of these constraints. As a result, this paper aims to summarizes the work of researches over the past ten years and four significant macro-payment schemes: KSL protocol, Anonymous protocol, Private Protocol and Secure Agent-based Protocol have been selected and further discussed. This paper gives a readers an overall idea of mobile macro-payment schemes and notably recommends both academic and industry researchers to complement each other, adopt the standardized and shared development.