A Secured Mobile Payment Model for Developing Markets

Masamila, Bossi; Mtenzi, Fredrick; Jafari, Said; Tinabo, Rose

doi:10.1007/978-3-642-14292-5_20

Cited by 20 publications

(9 citation statements)

References 12 publications

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“…The rapid societal adoption of mobile phones and their role in the development of personal and professional activities has been one of the most important technological events in recent decades (Hwang, Shiau, and Jan 2007;Masamila et al 2010). The large number of features that help make daily life easier can explain the widespread, growing use of mobile phones.…”

Section: Introductionmentioning

confidence: 99%

User behaviour in QR mobile payment system: the QR Payment Acceptance Model

Liébana‐Cabanillas

Luna

Montoro-Ríos

2015

Technology Analysis & Strategic Management

158

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The main goal of our research is to analyse users' acceptance of Quick response (QR) code mobile payment systems, considering the population's widespread use of mobile devices. A comprehensive review of the scientific literature has justified the development of a behavioural model that explains intention to use of mobile payment via QR. To this end, the authors have carried out a study through an online survey to a national panel of Internet users. The results show that attitude, innovation and subjective norms are determinants of the future intention to use this technology. The conclusions and implications for management provide alternatives for companies to promote this new business by means of the new technical developments. This paper is a pioneer study of intention to use with mobile payment via QR. Classic variables from the Technology Acceptance Model (TAM), as well as variables from other recent studies, were used as models for this research (compatibility, security, personal innovation and individual mobility).

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Section: Introductionmentioning

confidence: 99%

User behaviour in QR mobile payment system: the QR Payment Acceptance Model

Liébana‐Cabanillas

Luna

Montoro-Ríos

2015

Technology Analysis & Strategic Management

158

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“…In today's society, the mobile phone has proven itself to be a vital tool in any personal or professional activity, with a very high level of acceptance by consumers (Masamila et al, 2010). According to the Telecommunications Market Commission's (CMT) (2012) Annual Report, the Spanish mobile telephony market has 51.6 million mobile lines compared with 20.2 million fixed telephone lines.…”

mentioning

confidence: 99%

Role of gender on acceptance of mobile payment

Liébana‐Cabanillas

Sánchez‐Fernández²,

Muñoz‐Leiva³

2014

Industrial Management &Amp; Data Systems

167

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Purpose – The purpose of the research is to try to explain the intention of adopting a new mobile payment (m-payment) system in a country where this type of payment systems does not have a presence. More exactly, to propose and test an integrative theoretical model that allows to determine the relative influence of the determining factors (external influences, ease of use, attitude, usefulness, trust and risk) for the acceptance of a new m-payment system and to analyze the eventual moderating effect of the gender of the consumer in the use of these tools. Design/methodology/approach – To carry out this research, a web experiment based on a general population sample was put in place, in order to analyze the proposed behavioral model towards a new m-payment system. Findings – The empirical results show that the proposed behavioral model was appropriately adjusted, thus proving that the gender of the user introduces significant differences in the proposed relationships between ease of use and usefulness of the new system, between usefulness, attitude and intention to use, as well as between users' trust and a favorable attitude towards its use. Practical implications – The conclusions and implications for management provide alternatives and segmentation strategies to consolidate this new business opportunity under the new technological developments. Originality/value – This paper is a pioneer study about the acceptance of m-payment, analyzing at the same time the importance of the moderation effect of users' gender.

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“…Perkembangan smartphone berpengaruh di berbagai bidang salah satunya teknologi informasi dan komunikasi (Masamila et al 2010). Perkembangan teknologi informasi dan komunikasi berkembang secara pesat sehingga membuat penggunaan teknologi informasi dan komunikasi menjadi sangat penting karena berpengaruh secara signifikan atas perubahan kebiasaan individu yang menuntut secara cepat dan akurat dalam menerima sebuah informasi dan komunikasi (Radcliffe, 2002).…”

Section: Pendahuluanunclassified

Analisis Pengaruh Trust, Application Quality, Perceived Usefulness Terhadap Intention to Purchase Dan Actual System Use (Studi Kasus Pada Aplikasi Kai Access)

Rifaldi¹,

Wicaksono²,

Putra³

2021

Eqien

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The purpose of this study is to determine the effect of trust, application quality, and perceived usefulness on the intention to purchase and actual system use of the KAI ACCESS application between the ages of 19 -39 years in Jabodetabek. From the 204 respondents obtained, data analysis was then carried out and the results showed that the trust variable did not have a significant effect on the intention to purchase, while the application quality and perceived usefulness variables had a significant influence on the intention to purchase variable, then the intention to purchase variable also had a significant effect. significant to the actual system use variable. From the analysis of the coefficient of determination, it is found that the variables of trust, application quality and perceived usefulness can explain the variable intention to purchase by 81.1%, while the remaining 18.9% is explained by other variables and the variable intention to purchase can explain the actual system use variable of 52 .5% and the remaining 47.5% is explained by other variables.

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A Secured Mobile Payment Model for Developing Markets

Cited by 20 publications

References 12 publications

User behaviour in QR mobile payment system: the QR Payment Acceptance Model

User behaviour in QR mobile payment system: the QR Payment Acceptance Model

Role of gender on acceptance of mobile payment

Analisis Pengaruh Trust, Application Quality, Perceived Usefulness Terhadap Intention to Purchase Dan Actual System Use (Studi Kasus Pada Aplikasi Kai Access)

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