“…Wang et al, 2022), Logistic regression (M. Guo, 2016;J. Wang et al, 2022), Generalized ARCH (GARCH) (H. Li & Wang, 2018), Vector Autoregressive Model (VAR) (Ouyang & Mo, 2016), Cox proportionalhazards model (Cox) (C. Li & Shen, 2018), etc. Computer technology includes artificial intelligence (AI) (Wall, 2018), cloud technology (Liao, 2021), blockchain (Gozman et al, 2020;Zhang, 2021), and so on.…”