A Trickle-Up Economy: Mutuality, Freedom and Violence in Cape Town's Taxi Associations

Bähre, Erik

doi:10.1017/s000197201400045x

Cited by 17 publications

(18 citation statements)

References 22 publications

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“…It is a fact that people sometimes use violence, and even kill, to guarantee their business (see also Bähre 2007, 51-81;Bähre 2014). At the same time, however, what are the odds that someone had climbed onto a corrugated iron roof without being heard, and then shot a bullet through the roof to hit exactly where Zanele's head would have been had she not gotten up for some water?…”

Section: Black Economic Empowerment and Racial Tensionsmentioning

confidence: 99%

Ironies of Solidarity

Bähre¹

2020

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Published by one of the world's leading publishers on African issues, 'Politics and Development in Contemporary Africa' seeks to provide accessible but in-depth analysis of key contemporary issues affecting countries within the continent. Featuring a wealth of empirical material and case study detail, and focussing on a diverse range of subject matter -from conflict to gender, development to the environment -the series is a platform for scholars to present original and often provocative arguments. Selected titles in the series are published in association with the International African Institute.

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Section: Black Economic Empowerment and Racial Tensionsmentioning

confidence: 99%

Ironies of Solidarity

Bähre¹

2020

Self Cite

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“…To compensate for the missed payments, the organiser may confiscate goods from the defaulter’s house (Smets and Bähre, 2004) or wait for a defaulter at an ATM and grab the withdrawn money (Bijnaar, 2002). Bähre (2014) reports that insurance mutuals in South Africa make use of ROSCA-like organisations, which benefit the better-off and the state, but not the poorer sections of society. Instead of trickle-down mechanisms that favour the poor, trickle-up economics show that mutuals channel cash to the state and to companies.…”

Section: Roscas and Social Resilience Reconsideredmentioning

confidence: 99%

An innovative resilience approach: Financial self-help groups in contemporary financial landscapes in the Netherlands

Lehmann

Smets

2019

Environ Plan A

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This study questions efficiency-driven institutions in the financial sector during and after the financial crisis of 2008. Frustration about inadequately working financial institutions encouraged citizens to employ self-help initiatives reflected in the revival of, for example, financial cooperatives, sharing economies and community currencies. Some of these grassroots initiatives, such as financial self-help groups, are imported by migrants and refugees. Compared to the formal banking system, financial self-help groups claim effectivity and a human face instead of efficiency in operation and management. We look at financial self-help groups among Ethiopians and Ghanaians living in the Netherlands, placing these financial self-help groups within the contemporary financial landscape. Here, diversity instead of a monoculture of banking institutions shows us a way to a more sustainable financial system. Moreover, this article shows that a combination of different kinds of resilience creates possibilities for analysing the dynamics of a kaleidoscope of financial arrangements and institutions.

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“…Thus, moneylenders and multinationals gained enormously at the expense of the BOP (Karim, 2011). Bähre (2014) reports that insurance mutuals in South Africa benefited the better off and the state. Instead of trickle-down mechanisms that favour the BOP, trickle-up economics shows that mutuals channel cash to the state and companies.…”

Section: Community-based Housing Finance: Potentials and Dangersmentioning

confidence: 99%

Indian community-based housing finance systems: potentials and pitfalls for urban development and housing improvement

Smets

2018

International Journal of Urban Sciences

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In developing and emerging countries, housing finance is mainly mortgage finance in combination with Western unsecured credit, both of which do not serve the bottom of the income pyramid. Poorer sections of society depend on incremental finance for building their houses. A combination of different sources is usually used including individual servicing of housing finance and community-based housing finance. Community-based financing covers a relatively small section of the housing finance market. In the formal financial sector, such initiatives include mainly credit unions and cooperatives. In the informal sector, a much broader kaleidoscope of community-based financing schemes and links with banks exists. This paper provides an overview of three kinds of informal community-based housing finance associations: rotating savings and credit associations, savings associations and accumulating savings and credit associations. These examples can be seen as a source of good practices. However, schemes that are commodified can have a huge potential for the development of informal settlements, but can also become instruments of institutions, benefiting the state and the better off, who profit at the expense of those at the bottom of the income pyramid.

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A Trickle-Up Economy: Mutuality, Freedom and Violence in Cape Town's Taxi Associations

Cited by 17 publications

References 22 publications

Ironies of Solidarity

Ironies of Solidarity

An innovative resilience approach: Financial self-help groups in contemporary financial landscapes in the Netherlands

Indian community-based housing finance systems: potentials and pitfalls for urban development and housing improvement

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