This article selects studies on the preparation of fluorinated polyurethane-nano-alumina composite coating materials, and analyzes the anti-wear, water resistantance, and surface microstructure. Attenuated total reflection-Fourier transform infrared spectroscopy (ATR-FTIR) shows that the polyurethane synthesized in this study does not contain hydrophilic –CH2OH groups. The cavitation wear test depicts that the actual cavitation amount C of the Al2O3-FPU (4) (fluorinated polyurethane) coating is 0.9035 × 10−3 kg, and the anti-wear ability increases by 61.9% compared with FPU-0.5. The water-resistant test shows that the contact angle of water droplets on the surface of the coating increase from 95.3° of FPU-0.5 to 123.1° of Al2O3-FPU (4), and the water absorption decreases from 2.52% to 1.04%. Scanning electron microscopy (SEM) observation confirms that alumina particles can protrude on the coating surface and resist strong wear, while the C-F chain with high bond energy at the near-surface exhibits high strength and water resistance, which prevents wear from spreading deep into the coating. Differential scanning calorimetry (DSC) results show that the Tg(HS) value of the hard segment phase decreases with higher external force. Notably, when the coating is subjected to erosion, which enhances the crystallinity of the hard segment phase, the tensile strength of the hard segment phase of the coating surface is improved, which supports the wear resistance. Herein, we show that the addition of nano-alumina to fluorinated polyurethanes can control high water and abrasion resistance.