Ability and Hurdle to Provide Banking Online Services: A Case Study of Banking Employees in Nigeria

Omonaiye, Joseph Funsho; Lalitha, V.; Khan, Habib Ullah; Fournier-Bonilla, Sheila D.; Singh, Rajvir

doi:10.1109/cscloud.2015.48

Cited by 8 publications

(5 citation statements)

References 21 publications

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“…According to Hilbert and López [36] big data is capable of delivering important prospects to guide better decisions. Likewise, Daniel [7] proposed a conceptual framework to describe big data in higher education with three components-utilizing the framework as a way to describe, link the data systems in order to organize the available literature, and develop a research design to help frame a set of approaches for investigation [7,37]. Moreover, Assunco [38] mentions that big data challenges others aspects beyond storage, which are data management, governance and analytics.…”

Section: Concept Of Big Datamentioning

confidence: 99%

Big data analytics: does organizational factor matters impact technology acceptance?

Brock

Khan

2017

J Big Data

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Background The emerging trends in recent years are "Big Data" and "Big Data Analytics" which have become popular globally. They facilitate the analysis of the entire data in real time by developing and using machine-to-machine algorithms for predictive modelling and to arrive at decisions based on such models [1]. According to McKinsey [2] "Big Data" is considered as the datasets that challenge the ability of typical applications and technologies in managing and analysing the data. Big data also challenges the human imagination. For example, while some might consider a few dozen terabytes as big data, in reality it is not. Surely, it is a large dataset but can still be managed and stored in a local network attached storage (NAS) or storage area network (SAN) using array of disks. By and large, it can be perceived that big data is petabytes in size requiring a complex distributed

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Section: Concept Of Big Datamentioning

confidence: 99%

Big data analytics: does organizational factor matters impact technology acceptance?

Brock

Khan

2017

J Big Data

Self Cite

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“…The outcomes of this investigation hold relevance for organizations that provide online services to the public and society at large. By leveraging the results of this study, these organizations can make informed improvements to their functions, considering the numerous challenges they face in delivering online services (Omonaiye et al, 2015). The significance of this study becomes evident in the recognition that social networking platforms offer abundant resources and opportunities for cultivating positive social capital (Schellong, 2007).…”

Section: Literature Reviewmentioning

confidence: 92%

The Impact of Virtual Society on Social Capital Formation: A Comparative Analysis of Facebook and WhatsApp

Ali,

Wang,

Hussain

et al. 2023

Sage Open

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This study aims to investigate the role of virtual society in generating social capital, taking into account the challenges associated with new technologies and social arrangements. The study utilizes descriptive analysis and partial least squares path modeling to analyze participant data. The technology acceptance model is employed to assess perceptions of virtual society platforms, specifically Facebook and WhatsApp, in terms of ease of use and value. he study reveals a significant positive relationship between virtual society and the development of social capital. Positive attitudes toward virtual society platforms are associated with increased social capital, particularly in terms of bridging and bonding. The relationship is moderated by the amount of time spent on social networking sites. Limitations of the study include its focus on specific platforms and reliance on self-reported data. Future research can explore additional platforms and employ diverse data collection methods to enhance the understanding of virtual society and social capital formation. This study emphasizes the importance of online attachment and connection for the formation of social capital. The findings inform policy-making and decision-making in organizations by highlighting the role of virtual society platforms in fostering social capital. This research contributes to the understanding of the relationship between virtual society and social capital, shedding light on collaboration patterns and technology reliance in virtual environments. The study’s originality lies in its examination of Facebook and WhatsApp as platforms and the exploration of the moderation effect of time spent on social networking sites. The findings offer valuable insights for academia and practical applications.

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“…The approaches based on extended TAM models applied to the online banking industry focused on the following drivers: a) trust; b) usage constraint; c) ease of use; d) accessibility; e) intention to Use (Sikdar et al, 2015); d) perceived usefulness; e) government support; f) risk (Hossain et al, 2020); g) perceived credibility; h) customer awareness; and i) social influence (Lavenjia and Hatammimi, 2015). The case study methodology was also widely used to analyse the evolution of the spread of online banking in general terms regarding security (Hole et al, 2006;Petratos and Faccia, 2019), service quality (Gonzalez et al, 2008;Loonam et O'loughlin, 2008), at a country level application in Saudi Arabia (Al-Somali et Gholami, 2009), in Nigeria (Omonaiye et al, 2015), in Oman (Khalfan et al, 2006), in Malaysia (Tan et al, 2010), in Romania (Guraau, 2002), in Ghana (Perkins and Annan, 2013), in India (Iyengar and Belvalkar, 2009), in Thailand (Nochai and Nochai, 2013), in Finland (Pikkarainen et al, 2006), in China (Hua, 2008), and with regard to specific banks such as Citybank UAE (Al-Mudimigh, 2003), and Saman Bank Iran (Saeednia and Abdollahi, 2012).…”

Section: Methodsmentioning

confidence: 99%

The rise of online banks in Italy “WIDIBA Bank” Case Study

Faccia

Moşteanu

Cavaliere

et al. 2020

FMIR

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The digitalization of technologies for the functioning of the country’s economy, in particular banking institutions, has made a significant impetus to accelerate their development. It is stated that the use of advanced information technologies in the banking sector of the economy (which was gradually formalized into the concept of “online banking”) has greatly facilitated the implementation of financial transactions, in particular, minimized the physical circulation of money. The purpose of the article is to study the features and principles of online banking on the example of the Italian bank WIDIBA. Methodical support of the paper includes a method of analysis of specific situations. The key components of the case method of the study are research on the basis of literature review; formalization of key theses (issues) in the context of the unresolved part of the study; accumulation and analysis of collected information; identification of key features of the issue. This research was carried out in the light of two aspects: the strategic principles of the spread of online banking in Italy; digital technologies in the context of the strategic perspective of the Italian bank WIDIBA. The paper considers the historical aspects of the introduction and use of online banking services. It is noted that in Italy today there are 207 publicly registered commercial establishments, of which 81 are located abroad, and 6 operate mostly in the format of providing online banking services. The object of this research is the activity of the Italian bank WIDIBA, which is justified by its valuable practical experience in formalizing a plan of adequate timely strategy for entering the market of online banking services on the basis of a carefully developed development strategy. The theoretical researches were carried out in the work, in particular, in the following directions: definition of strategic actions of bank establishment according to a time lag of functioning; analysis of the budget of the banking institution (net profitability, interest margin, operating and administrative expenses, etc.); analysis of the income statement of the bank (the ratio of net profit and loss, interest margin and brokerage margin); work with financial report or balance sheet data on the structure of assets, liabilities, and investments, retained earnings; study of trend dynamics of cash flows (operational, financial, investment and free cash flows). Excellent strategies are analyzed, which demonstrate how the banking sector is extremely dynamic and, that technological investments still allow easier access to new operators in case of the implementation of innovation strategies. Keywords: Online banks; online banking; electronic banking; fintech; financial services; WIDIBA; banking sector; banks’ strategies.

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Ability and Hurdle to Provide Banking Online Services: A Case Study of Banking Employees in Nigeria

Cited by 8 publications

References 21 publications

Big data analytics: does organizational factor matters impact technology acceptance?

Big data analytics: does organizational factor matters impact technology acceptance?

The Impact of Virtual Society on Social Capital Formation: A Comparative Analysis of Facebook and WhatsApp

The rise of online banks in Italy “WIDIBA Bank” Case Study

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