Access to microcredit for smallholder agricultural producers in <i>Rwanda (</i>Africa): Emerging challenges and issues

Vishwanatha,; Eularie, Mutamuliza

doi:10.5958/0976-478x.2017.00027.1

Cited by 7 publications

(5 citation statements)

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“…Again, respondents feel it troublesome dealing with complex issues. This finding was consistent with (UGWUMBA & OMOJOLA, 2013;CHANDIO et al, 2018) findings. They reported that a complex credit lending procedure affects the less educated access to credit.…”

Section: Determinants Of Artisanal Fishermen Credit Constraintssupporting

confidence: 92%

“…This result implies that the majority of the fishermen in the study area are dominated by youths endowed with adequate energy to tackle the challenges of fish production but their level of formal education was very low. An individual's low level of education affects being credit constrained positively (UGWUMBA & OMOJOLA, 2013).…”

Section: Descriptive Statistics Of Socioeconomic and Other Characterimentioning

confidence: 99%

“…Access to credit especially from formal financial institutions (FIs) is widely perceived as an effective strategy to increase smallholder productivity and alleviate poverty (CHANDIO, JIANG, et al, 2018, VISHWANATHA, 2017. Credit accessibility may relax the liquidity constraints that Twumasi et al artisanal fishermen face and may also increase poor fishermen risk-coping ability; i.e., abolishing less riskier but inefficient strategies to adopt new and risky strategies that lead to high returns in production (SWAMINATHAN et al, 2010).…”

Section: Introductionmentioning

confidence: 99%

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Determinants of credit constraint of artisanal fishermen in Ghana

et al. 2020

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Due to the high risk associated with fishing, access to credit becomes very difficult for fishermen. The study was conducted to investigate the determinants of credit constraint on artisanal fishermen with survey data collected from artisanal fishermen in the Western and Central Regions of Ghana. A multi-stage sampling procedure was used to select respondents for the study. Data collected were analyzed with the aid of descriptive and IV-Probit model. Most of the fishermen were in their youthful stage. From the study, while boat ownership and off-fishing activity reduce the probability being credit constrained, complex procedure, and disbursement time lag increase fishermen probability of being credit constrained. The findings of the study also indicated that there is a significant difference between constrained and unconstrained fishermen fishing activity and financial status. Therefore, fishermen in need of additional credit should be catered for to increase their production, hence, livelihood.

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Section: Determinants Of Artisanal Fishermen Credit Constraintssupporting

confidence: 92%

Section: Descriptive Statistics Of Socioeconomic and Other Characterimentioning

confidence: 99%

Section: Introductionmentioning

confidence: 99%

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Determinants of credit constraint of artisanal fishermen in Ghana

et al. 2020

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“…Agriculture activities not only serve as a source of income for the household to have a sustainable lifestyle, but also contribute to economic growth (FAO, 2017; Vishwanatha, 2017). Agriculture contributes to national income, serves as a source of food and raw material supply to ensure food security, and also serves as an avenue for employment (Naab, Mahama, Yahaya, & Prasad, 2017; Olusayo et al, 2019).…”

Section: Introductionmentioning

confidence: 99%

“…Credit enables rural household farmers to meet their living needs, including the purchase of durable equipment and needed inputs for farm production and daily consumption (Li et al, 2011). When credit becomes available, farmers are encouraged to adopt new farming technologies, which expose them to potential economic opportunities to improve production, income, and even encourages them to intensify their agriculture participation (Twumasi Jiang, & Acheampong, 2018; Linh, Long, Van Chi, Tam, & Lebailly, 2019; Vishwanatha, 2017). The study of Mariyono (2019a) in Indonesia echoed that credit has played a role as a catalyst in technology adoption.…”

Section: Introductionmentioning

confidence: 99%

Access to credit and farmland abandonment nexus: The case of rural Ghana

Twumasi

Jiang

Ntiamoah

et al. 2021

Natural Resources Forum

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Credit has been identified as an essential tool to improve poor households' livelihood. Therefore, for rural farm households to improve their welfare and invest in productive agriculture activity, access to credit must be promoted. This paper examines how credit accessibility influences rural farm households' farmland abandonment reduction in Ghana. Using survey data collected from four regions in Ghana, the endogenous switching regression (ESR) model, and the problem confronting index (PCI) model were employed in the estimation. The findings revealed that households with access to credit are more likely to not abandon their farmland than a random farmer from the sample. Also, different household groups showed a heterogeneous impact of credit on farmland abandonment. Our findings provide policy implications to reduce farmland abandonment. For example, the negative credit accessibility impact on farmland abandonment implies that government and policymakers should target policies (e.g., improving the rural financial market) that will motivate farmers to reduce farmland abandonment.

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The Political Economy of Micro-Credit in Africa

Omomowo

2020

The Palgrave Handbook of African Political Economy

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Access to microcredit for smallholder agricultural producers in Rwanda (Africa): Emerging challenges and issues

Cited by 7 publications

References 0 publications

Determinants of credit constraint of artisanal fishermen in Ghana

Determinants of credit constraint of artisanal fishermen in Ghana

Access to credit and farmland abandonment nexus: The case of rural Ghana

The Political Economy of Micro-Credit in Africa

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