“…A number of factors, including: poverty, globalization, unemployment rate, employer attitudes, and perceived loss of benefits, contribute to the disparity in employment rates between these two groups of individuals (Baldwin, 1999;Bernell, 2000;Burkhauser, Houtenville, & Wittenburg, 2003;Switzer, 2003). Research has shown that many individuals with disabilities want to work in competitive integrated employment but may be afraid of losing public benefits as a result of increased employment activity and income (Hartman, Anderson, Chan, Fried, & Lui, 2015;Lui et al, 2010;McDonough & Revell, 2010;Tremblay, Smith, Xie, & Drake, 2006). Those receiving SSA benefits frequently do not understand how employment will change their benefits or may be unacquainted with the work incentives already built into SSA programs.…”