“…Such a thermal rounding is however found in the perturbative FRG near d = 4 for any finite N and is furthermore related to the physical picture of finite-T droplet excitations. 21,25,27,29 We therefore take as the most plausible hypothesis that nonanalyticities in the disorder cumulants are rounded by a finite temperature at finite N , unless the long-distance behavior is controlled by a zero-temperature fixed point. In the latter case, when starting the 1-PI FRG flow from the region of parameter space where a cusp is encountered in, say, the fully transverse renormalized disorder function ∆ k (ρ, z), at T = 0, one runs for a small enough bare temperature T into a thermal boundary layer, 21,25,27,29 …”